St. Louis County property record for 417 Minnesota Ave W, Gilbert, MN 55741
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.75 ba · 1,212 sqft · built 1915 |
| Lot Size | 0.22 acres (9,598 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $53,000 (Sep 2001) |
| Tax Bill | $1,238 (2026) |
| Deeds & Mortgages | Aug 2023 Line of Credit Aug 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-0010-05350 |
| Primary APN | 060-0010-05350 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,212 sqft Gross Area |
| 1st Floor Area | 1,080 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 9,598 sqft (0.22 acres) |
| Garage Area | 1,608 sqft |
| Deck Area | 448 sqft |
| Storage Building | 160 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 667281 |
|---|---|
| Street Address | 417 MINNESOTA AVE W |
| City | GILBERT |
| State | MN |
| Zip | 55741-5119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 7 AND 8 SERIAL # |
| Legal Subdivision | GILBERT |
| Legal Block | 26 |
| Legal Lot Number | 7-8 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GILBERT |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 13500 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 417 MINNESOTA AVE W, GILBERT, MN 55741-5119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2023 | Deed of Trust, Mortgage · Line of Credit PARK STATE BANK & TRUST |
| Aug 10, 2017 | Deed of Trust, Mortgage · Conventional with PMI AFFINITY PLUS FCU |
| Aug 10, 2017 | Deed of Trust, Mortgage · Conventional with PMI AFFINITY PLUS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2001 · Amount on Record |
| Deed Sale | Sep 10, 2001 · Amount on Record |
| Deed Document Number | 2001828040 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 417 MINNESOTA AVE W, GILBERT, MN 55741-5119 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 417 MINNESOTA AVE W, GILBERT, MN 55741-5119 |
| Document Number | 0001472116 |
|---|---|
| Date | Aug 16, 2023 |
| Instrument | 1472116 |
| Name | PARK STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MN 55744 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jul 24, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 417 MINNESOTA AVE W, GILBERT, MN 55741-5119 |
| Document Number | 00A1315484 |
| Instrument Date | Aug 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 417 MINNESOTA AVE W GILBERT MN 557415119, GILBERT, MN 55741-5119 |
| Document Number | 00A1315484 |
|---|---|
| Date | Aug 15, 2017 |
| Instrument | A1315484 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 14, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 417 MINNESOTA AVE W, GILBERT, MN 55741-5119 |
| Document Number | 00A1315586 |
| Instrument Date | Aug 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 417 MINNESOTA AVE W GILBERT MN 557415119, GILBERT, MN 55741-5119 |
| Document Number | 00A1315586 |
|---|---|
| Date | Aug 16, 2017 |
| Instrument | A1315586 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 15, 2032 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Gilbert City |
| Unified School District | Rock Ridge Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,238.00 (+24.05%) Homeowner's exemption | ||
| 2025 | $998.00 (+6.17%) Homeowner's exemption | $128,900 (+19.24%) Land $13,000 Building $115,900 | $128,900 (+19.24%) Land $13,000 Building $115,900 |
| 2024 | $940.00 | $108,100 (+13.31%) Land $12,000 Building $96,100 | $108,100 (+13.31%) Land $12,000 Building $96,100 |
| 2022 | $95,400 Land $9,100 Building $86,300 | $95,400 Land $9,100 Building $86,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Gilbert serves 1,829 people · EPA ID MN1690020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
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