417 McKinley St, Sterling, CO 80751 Property Records

Logan County property record for 417 McKinley St, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 884 sqft · built 1921
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Jul 2022)
Tax Bill	$735 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`38052529127016`

Property Details

APN / Parcel Number

Primary APN	`38052529127016`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	884 sqft Heated Area
1st Floor Area	800 sqft
Basement Area	486 sqft
Unfinished Basement	486 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1945
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	198 sqft
Deck Area	88 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	417 MCKINLEY ST
City	STERLING
State	CO
Zip	80751-2737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 23 BROADWAY ADDN STERLING
Legal Range	52W
Legal Township	08N
Legal Section	29
Legal Subdivision	BROADWAY ADDN
Legal Block	23
Legal Lot Number	5
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3023
Census Tract	966200

Owner

417 McKinley St is owned and occupied by an individual who bought it in July 2022.

Source: Logan County records, as of May 14, 2026

Owner of Record	Individual Name on File
Mailing Address	417 MCKINLEY ST, STERLING, CO 80751-2737
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN LIBERTY MORTGAGE INC
Mar 15, 2018	Deed of Trust, Mortgage · Conventional with PMI BANK OF CO
Mar 6, 2018	Quit Claim Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2022 · Amount on File
Deed Sale	Jul 21, 2022 · Amount on File
Prior Sale	Jul 30, 2009 · Amount on File
Deed Document Number	2022762531
Deed Book / Page	1050 / 721
Prior Transfer Date	Mar 5, 2018
Prior Transfer Doc	0000738311
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Jul 21, 2022
Property Address	417 MCKINLEY ST, STERLING, CO 80751-2737
Document Number	0000762531
Book / Page	1050 / 721
Instrument Date	May 20, 2022
Instrument	762531
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	CANTON TITLE, CANYON TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	417 MCKINLEY ST, STERLING, CO 80751-2737

Mortgage

Document Number	0000762532
Date	Jul 21, 2022
Instrument	762532

Lender

Name	AMERICAN LIBERTY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	417 MCKINLEY ST, STERLING, CO 80751-2737
Document Number	0000738533
Instrument Date	Mar 15, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 MCKINLEY ST STERLING CO 807512737, STERLING, CO 80751-2737

Mortgage

Document Number	0000738533
Date	Mar 21, 2018
Book Page	001026/000710
Instrument	738533

Lender

Name	BANK OF CO
Type	Bank
Address	JOHNSTOWN, CO 80534

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOGAN CO
Recording Date	Mar 6, 2018
Property Address	417 MCKINLEY ST, STERLING, CO 80751-2737
Document Number	0000738311
Book / Page	001026 / 000488
Instrument Date	Mar 5, 2018
Instrument	738311
Transaction Type	Transfer
Record Updated	Mar 23, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 MCKINLEY ST STERLING CO 807512737, STERLING, CO 80751-2737

Tax Assessment & Valuation

The 2025 property tax bill for 417 McKinley St was $735.

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$735.00	$8,773	$140,373 Land $17,750 Building $122,623
2023	$338.00 (-33.6%)	$88,900 (+1,340.84%) Land $17,750 Building $71,150	$88,900 (-) Land $17,750 Building $71,150
2022	$509.00	$6,170 Land $1,230 Building $4,940	$88,900 Land $17,750 Building $71,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 417 McKinley St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1987)
Most Recent Claim	May 1987 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 417 McKinley St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20

May also be available: Kentec Communications, Vistabeam.

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