417 Malpelo Ave, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 417 Malpelo Ave, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,766 sqft · built 1988
Lot Size	0.22 acres (9,599 sqft)
Owner	Company Name on Record
Last Sale	$227,000 (Dec 2019)
Tax Bill	$2,474 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-23-05-378-009`

Property Details

APN / Parcel Number

Primary APN	`40-23-05-378-009`
Alternative APNs	`0095262-114470-3` `10004608812`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,766 sqft Living Area
Gross Area	2,560 sqft

Exterior

Year Built	Built 1988
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Ceramic Tile
Lot Area	9,599 sqft (0.22 acres)
Garage Area	380 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	288 sqft
Porch	Enclosed/Chattahoochee Porch
Porch Area	414 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004608812
Old Parcel Number	00952621144703
Street Address	417 MALPELO AVE
City	PUNTA GORDA
State	FL
Zip	33983-5555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PGI 020 0625 0007 PUNTA GORDA ISLES SEC20 BLK625 LT 7 832/1703 935/1301 1417/108 1973/875 CT3516/1079 3550/169
Legal Range	23E
Legal Township	40S
Legal Section	05
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	625
Legal Lot Number	7
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	2
Census Block	2002
Census Tract	20103

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	417 MALPELO AVE, PUNTA GORDA, FL 33983-5555
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Dec 30, 2019	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 30, 2019 · Amount on Record
Deed Sale	Dec 30, 2019 · Amount on Record
Prior Sale	Dec 30, 2019 · Amount on Record
Deed Document Number	0045220311
Deed Book / Page	4522 / 0311
Last Transfer Date	Aug 18, 2025
Transfer Doc	0003558741
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	417 MALPELO AVE, PUNTA GORDA, FL 33983-5555
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 MALPELO AVE, PUNTA GORDA, FL 33983-5555

Mortgage

Document Number	0003612452
Date	Feb 10, 2026
Instrument	3612452

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	96 Months
Due	Feb 9, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 30, 2019
Property Address	417 MALPELO AVE, PUNTA GORDA, FL 33983-5555
Document Number	0045220311
Book / Page	4522 / 0311
Map Reference	MB 11 PG 2A-2Z42
Instrument Date	Dec 30, 2019
Instrument	2773145
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	SUNCOAST ONE TTL & CLOSINGS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,589.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	262 HAMLIN DR, 262, FORT MYERS, FL 33905-3158

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 MALPELO AVE, PUNTA GORDA, FL 33983-5555

Mortgage

Document Number	0045220313
Date	Dec 30, 2019
Instrument	4522/0313

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,474.00 (-24.53%) Homeowner's exemption	$204,017 (+5.99%)	$248,239 (+6.69%) Land $45,000 Building $203,239
2023	$3,278.00 (+7.58%) Homeowner's exemption	$192,492 (+3%)	$232,663 (-10.89%) Land $38,000 Building $194,663
2022	$3,047.00 Homeowner's exemption	$186,885	$261,092 Land $27,200 Building $233,892

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	9 (1995–2022)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Ian, Sep 2022 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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