417 Main St, Richmond, ME 04357 Property Records

Sagadahoc County and Richmond Town property record for 417 Main St, Richmond, ME 04357

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,260 sqft · built 1956
Lot Size	21 acres (914,760 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,508 (2025)
Deeds & Mortgages	Jan 2022 Refinance Feb 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RICD M:R02 L:016-00`

Property Details

APN / Parcel Number

Primary APN	`RICD M:R02 L:016-00`
Alternative APNs	`M:R02 L:016=00` `225`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	2,848 sqft
1st Floor Area	1,260 sqft
Basement Area	972 sqft
Unfinished Basement	972 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	914,760 sqft (21 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	225
Street Address	417 MAIN ST
City	RICHMOND
State	ME
Zip	04357-4008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Lot Number	16-0
Jurisdiction	RICHMOND ME
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1014
Census Tract	970100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

417 Main St is owned and occupied by two individuals who acquired it in December 2021.

Source: Sagadahoc County and Richmond Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	417 MAIN ST, RICHMOND, ME 04357-4008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance DOWN EAST CREDIT UNION
Feb 16, 2022	Deed of Trust, Mortgage · Line of Credit DOWN EAST CREDIT UNION
Dec 23, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2021
Deed Sale	Dec 23, 2021
Deed Document Number	202110920
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND ME
Property Address	417 MAIN ST, RICHMOND, ME 04357-4008
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000764
Date	Jan 31, 2022
Instrument	2022R-00764

Lender

Name	DOWN EAST CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND ME
Property Address	417 MAIN ST, RICHMOND, ME 04357-4008
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001200
Date	Feb 16, 2022
Instrument	2022R-01200

Lender

Name	DOWN EAST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND ME
Recording Date	Dec 23, 2021
Property Address	417 MAIN ST, RICHMOND, ME 04357-4008
Document Number	0000010920
Instrument Date	Dec 10, 2021
Instrument	2021R-10920
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	417 MAIN ST, RICHMOND, ME 04357-4008

Tax Assessment & Valuation

The 2025 property tax bill for 417 Main St was $4,508, up 11.4% from the year before.

Source: Sagadahoc County and Richmond Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Richmond Town
Unified School District	Richmond Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,508.00 (+11.45%)	$402,500 (+134.83%) Land $146,400 Building $256,100
2024	$4,045.00	$171,400 Land $84,900 Building $86,500
2022	$3,351.00	$171,400 Land $84,900 Building $86,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 417 Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1986–1992)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 1992 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 417 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Tidewater O.P.E.N. Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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