417 Main St, La Crescent, MN 55947 Property Records

Houston County property record for 417 Main St, La Crescent, MN 55947

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,568 sqft · built 1933
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Feb 2017)
Tax Bill	$3,416 (2026)
Deeds & Mortgages	Feb 2017 Mortgage Feb 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`25.0324.000`

Property Details

APN / Parcel Number

Primary APN	`25.0324.000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,568 sqft Living Area
1st Floor Area	400 sqft
Basement Area	924 sqft
Finished Basement	924 sqft
Unfinished Basement	924 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1963
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	140 ft deep x 36 ft wide
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace
Heating Fuel	Gas

Location & Zoning

Street Address	417 MAIN ST
City	LA CRESCENT
State	MN
Zip	55947-1160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-10 TWP-104 RANGE-004 LA CRESCENT PLAT LOT-999 BLOCK-058 E 25 FT LOT 5 & W 12 FT LOT 6 - BLK 58 LA CRESCENT PLAT DOC 2871
Legal Range	04
Legal Township	104
Legal Section	10
Legal Subdivision	LA CRESCENT PLAT
Legal Block	58
Legal Lot Number	5-6
Jurisdiction	HOUSTON MN
Township / Civil Division	LA CRESCENT
Census Block Group	1
Census Block	1051
Census Tract	20100

Owner

417 Main St is owned and occupied by an individual who bought it in February 2017.

Source: Houston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	417 MAIN ST, LA CRESCENT, MN 55947-1160
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK NA
Feb 27, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2017 · Amount on File
Deed Sale	Feb 27, 2017 · Amount on File
Deed Document Number	2017287138
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON MN
Property Address	417 MAIN ST, LA CRESCENT, MN 55947-1160
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	287139
Date	Feb 27, 2017
Instrument	287139

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	LA CRESCENT, MN 55947

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON MN
Recording Date	Feb 27, 2017
Property Address	417 MAIN ST, LA CRESCENT, MN 55947-1160
Document Number	A287138
Instrument Date	Jan 20, 2017
Instrument	A287138
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 MAIN ST, LA CRESCENT, MN 55947-1160

Tax Assessment & Valuation

The 2026 property tax bill for 417 Main St was $3,416 with a homeowner's exemption.

Source: Houston County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Houston County
Municipality	La Crescent City
Unified School District	La Crescent-Hokah School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,416.00 Homeowner's exemption	$262,700 Land $23,900 Building $238,800	$262,700 Land $23,900 Building $238,800
2025	$3,416.00
2023	$3,320.00 Homeowner's exemption	$233,200 Land $16,500 Building $216,700	$233,200 Land $16,500 Building $216,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 417 Main St in Zone X, an area of minimal flood risk, though there have been 59 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	59 (1979–2024)
Claims Outside the SFHA	3 of 59
Most Recent Claim	Jun 2024 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Apr 2023 · 6 claims Severe Winter Storms, Flooding, And Tornadoes, May 2001 · 27 claims Severe Storms, Tornadoes & Flooding, Jul 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 417 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LaCrescent serves 5,257 people · EPA ID MN1280007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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