Highlands County property record for 417 Lotus Ave, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,482 sqft · built 2007 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $36,000 (Oct 2005) |
| Tax Bill | $2,629 (2024) |
| Deeds & Mortgages | Dec 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C224802004100040 |
| Primary APN | C224802004100040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,482 sqft Living Area |
| 1st Floor Area | 1,202 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Finished |
| Garage Area | 286 sqft |
| Driveway | Driveway |
| Driveway Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 280 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C224802004100040 |
|---|---|
| Street Address | 417 LOTUS AVE |
| City | SEBRING |
| State | FL |
| Zip | 33872-3322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | SEBRING COUNTRY EST SEC 2 PB 7 PG 34 LOT 4 BLK 41 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 22 |
| Legal Subdivision | SEBRING COUNTRY EST |
| Legal Block | 41 |
| Legal Lot Number | 4 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 960601 |
The current owner of 417 Lotus Ave bought it in October 2005.
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 5540 MATANZAS DR, SEBRING, FL 33872-2397 |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2005 · Amount on File |
| Deed Sale | Oct 26, 2005 · Amount on File |
| Prior Sale | Jun 6, 2005 · Amount on File |
| Deed Document Number | 1355118 |
| Deed Book / Page | 1910 / 1933 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 417 LOTUS AVE, SEBRING, FL 33872-3322 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5540 MATANZAS DR, SEBRING, FL 33872-2397 |
| Document Number | 0002068236 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 2871/249 |
| Instrument | 2068236 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $184,873 Land $20,000 Building $164,873 | $184,873 Land $20,000 Building $164,873 | |
| 2024 | $2,629.00 | ||
| 2023 | $178,772 Land $11,200 Building $167,572 | $178,772 Land $11,200 Building $167,572 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 417 Lotus Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1998–2022) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 417 Lotus Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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