417 Lotus Ave, Sebring, FL 33872 Property Records

Highlands County property record for 417 Lotus Ave, Sebring, FL 33872

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,482 sqft · built 2007
Lot Size0.229 acres (10,000 sqft)
Owner2 Owner Names on File
Last Sale$36,000 (Oct 2005)
Tax Bill$2,629 (2024)
Deeds & MortgagesDec 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APNC224802004100040

Property Details

APN / Parcel Number

Primary APNC224802004100040
Alternative APN
  • C-22-34-28-020-0410-0040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,482 sqft Living Area
1st Floor Area1,202 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.229 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeFinished
Garage Area286 sqft
DrivewayDriveway
Driveway Area280 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area280 sqft
FenceFence
Shed1 Shed
Shed Area88 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberC224802004100040
Street Address417 LOTUS AVE
CitySEBRING
StateFL
Zip33872-3322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionSEBRING COUNTRY EST SEC 2 PB 7 PG 34 LOT 4 BLK 41
Legal Range28E
Legal Township34S
Legal Section22
Legal SubdivisionSEBRING COUNTRY EST
Legal Block41
Legal Lot Number4
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group1
Census Block1014
Census Tract960601

Owner

The current owner of 417 Lotus Ave bought it in October 2005.

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Owner Names on File
Mailing Address5540 MATANZAS DR, SEBRING, FL 33872-2397

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 26, 2005 · Amount on File
Deed SaleOct 26, 2005 · Amount on File
Prior SaleJun 6, 2005 · Amount on File
Deed Document Number1355118
Deed Book / Page1910 / 1933
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address417 LOTUS AVE, SEBRING, FL 33872-3322
Transaction TypeMortgage
Record UpdatedDec 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5540 MATANZAS DR, SEBRING, FL 33872-2397

Mortgage

Document Number0002068236
DateDec 13, 2021
Book Page2871/249
Instrument2068236
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33801
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$184,873 Land $20,000 Building $164,873$184,873 Land $20,000 Building $164,873
2024$2,629.00
2023$178,772 Land $11,200 Building $167,572$178,772 Land $11,200 Building $167,572

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 417 Lotus Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims6 (1998–2022)
Claims Outside the SFHA3 of 6
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 417 Lotus Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Lotus Ave

Nearby Streets

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