St. Charles County property record for 417 Lorene Dr, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,729 sqft · built 1976 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $212,500 (Aug 2015) |
| Tax Bill | $2,983 (2022) |
| Deeds & Mortgages | Feb 2022 Mortgage Mar 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 316800A000 |
| Primary APN | 316800A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,729 sqft Living Area |
| Gross Area | 3,899 sqft |
| 1st Floor Area | 1,729 sqft |
| Basement Area | 1,729 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 244 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 316800A000 |
|---|---|
| Street Address | 417 LORENE DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-1328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA1 |
| Legal Description | PT SW 1/4 NE 1/4 |
| Legal Range | 2 |
| Legal Township | 47 |
| Legal Section | 01 |
| Legal Lot Number | 40 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 311801 |
Source: St. Charles County records · APN 316800A000
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 417 LORENE DR, O FALLON, MO 63366-1328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 08, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JLB CORP |
| Mar 25, 2024 | Correction Deed |
| Jan 06, 2021 | Affidavit of Death, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 17, 2015 · Amount on Record |
| Deed Sale | Aug 17, 2015 · Amount on Record |
| Prior Sale | Jul 14, 2010 · Amount on Record |
| Deed Document Number | 2015542350 |
| Deed Book / Page | 6405 / 2026 |
| Transfer Doc | 0000001194 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 417 LORENE DR, O FALLON, MO 63366-1328 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2024 |
| Name | Verified Name |
|---|---|
| Address | 417 LORENE DR, O FALLON, MO 63366-1328 |
| Document Number | 0000007557 |
|---|---|
| Date | Feb 08, 2022 |
| Instrument | 2022R-007557 |
| Name | JLB CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 25, 2024 |
| Property Address | 417 LORENE DR, O FALLON, MO 63366-1328 |
| Document Number | 0000010932 |
| Instrument Date | Mar 25, 2024 |
| Instrument | 2024R-010932 |
| Record Updated | Apr 08, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 3500 SUSAN DR, IMPERIAL, MO 63052-2003 |
| Name | Verified Name |
|---|---|
| Address | 417 LORENE DR, COTTLEVILLE, MO 63366-1328 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 06, 2021 |
| Property Address | 417 LORENE DR, O FALLON, MO 63366-1328 |
| Document Number | 0000001194 |
| Instrument Date | Jan 05, 2021 |
| Instrument | 1194 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 LORENE DR O FALLON MO 633661328, O FALLON, MO 63366-1328 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Paul City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,132 (+3.53%) | $305,959 (+3.53%) Land $91,800 Building $214,159 | |
| 2023 | $56,152 (+26.76%) | ||
| 2022 | $2,983.00 | $44,298 | $295,537 (+26.76%) Land $81,000 Building $214,537 |
| 2021 | $233,148 Land $81,000 Building $152,148 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), as of August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833118011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 42 (1979–2022) |
| Claims Outside the SFHA | 6 of 42 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 64% of the US · lower than 73% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
Based on FCC filings for 134 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MO6011535, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST PAUL PWS serves 1,700 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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