417 Lindsey Loop Rd, Fletcher, NC 28732 Property Records

Henderson County property record for 417 Lindsey Loop Rd, Fletcher, NC 28732

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,560 sqft · built 2008
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$276,500 (Apr 2016)
Tax Bill	$2,117 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9673784021`

Property Details

APN / Parcel Number

Primary APN	`9673784021`
Alternative APN	`1009511`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,560 sqft Heated Area
1st Floor Area	1,024 sqft
Upper Floors Area	1,024 sqft
Basement Area	1,024 sqft
Finished Basement	512 sqft
Unfinished Basement	512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	880 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1009511
Street Address	417 LINDSEY LOOP RD
City	FLETCHER
State	NC
Zip	28732-7543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1009511~R3
Legal Description	DAVIS MINOR SUBD LOSOUTHERN TR1 AC PL2007-6748
Legal Subdivision	DAVIS MINOR SUB
Legal Tract	1
Legal Block	78
Legal Lot Number	4021
Jurisdiction	HENDERSON NC
Township / Civil Division	HOOPERS CREEK
Census Block Group	1
Census Block	1000
Census Tract	930502

Owner

417 Lindsey Loop Rd is owned and occupied by two individuals who bought it in April 2016.

Source: Henderson County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	417 LINDSEY LOOP RD, FLETCHER, NC 28732-7543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC
Jul 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2016 · Amount on File
Deed Sale	Apr 25, 2016 · Amount on File
Deed Book / Page	1660 / 52
Prior Transfer Date	Dec 16, 2013
Prior Transfer Doc	0015630136
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	417 LINDSEY LOOP RD, FLETCHER, NC 28732-7543
Transaction Type	Mortgage
Record Updated	Sep 4, 2023
Title Company	LENDER RECORDING SERVICES, LENDER RECORDING SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040650635
Date	Jul 17, 2023
Book Page	4065/635
Instrument	1001000775

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	417 LINDSEY LOOP RD, FLETCHER, NC 28732-7543
Transaction Type	Mortgage
Record Updated	Jan 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037930331
Date	Sep 29, 2021
Book Page	3793/331
Instrument	963902

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	417 LINDSEY LOOP RD, FLETCHER, NC 28732-7543
Document Number	0033640656
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 LINDSEY LOOP RD FLETCHER NC 287327543, FLETCHER, NC 28732-7543

Mortgage

Document Number	0033640656
Date	Jul 29, 2019
Book Page	003364/000656
Instrument	907868

Lender

Name	ALCOVA MTG
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 417 Lindsey Loop Rd was $2,117.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,100 (-) Land $35,000 Building $360,100
2025	$2,117.00	$395,100 Land $35,000 Building $360,100
2023		$395,100 Land $35,000 Building $360,100	$395,100 Land $35,000 Building $360,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 417 Lindsey Loop Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 417 Lindsey Loop Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	50 / 10
Skyrunner Fixed Wireless	25 / 10

May also be available: Optimum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Lindsey Loop Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures