Cambria County property record for 417 Jerad Ln, Windber, PA 15963 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | built 1994 |
| Lot Size | 0.46 acres (19,981 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Jun 1995) |
| Tax Bill | $1,631 (2026) |
| Deeds & Mortgages | Mar 2018 Line of Credit Mar 2019 Refinance + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-056.-130.000 |
| Primary APN | 01-056.-130.000 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 19,981 sqft (0.46 acres) |
| Street Address | 417 JERAD LN |
|---|---|
| City | WINDBER |
| State | PA |
| Zip | 15963-8724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IRREG H |
| Jurisdiction | CAMBRIA PA |
| Township / Civil Division | ADAMS |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 13300 |
Source: Cambria County records · APN 01-056.-130.000
Assessment roll updated April 17, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 417 JERAD LN, WINDBER, PA 15963-8724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK |
| Mar 06, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST COMMONWEALTH BANK |
| Feb 25, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST COMMONWEALTH BANK |
| Apr 05, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMONWEALTH BANK |
| Apr 09, 2015 | Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK |
| May 22, 2013 | Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK |
| Mar 06, 2014 | Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK |
| Apr 05, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMONWEALTH BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 01, 1995 · Amount on Record |
| Deed Sale | Jun 01, 1995 · Amount on Record |
| Deed Book / Page | 1363 / 1002 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 417 JERAD LN, WINDBER, PA 15963-8724 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000002671 |
|---|---|
| Date | Mar 15, 2018 |
| Book Page | 0000002018/0000002671 |
| Instrument | 180-00002671 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 417 JERAD LN, WINDBER, PA 15963-8724 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2019000001910 |
|---|---|
| Date | Mar 06, 2019 |
| Instrument | 20190-00001910 |
| Name | FIRST COMMONWEALTH BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 417 JERAD LN, WINDBER, PA 15963-8724 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2020000001803 |
|---|---|
| Date | Feb 25, 2020 |
| Instrument | 20200-00001803 |
| Name | FIRST COMMONWEALTH BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 417 JERAD LN, WINDBER, PA 15963-8724 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02792/1158 |
|---|---|
| Date | Apr 05, 2017 |
| Book Page | 2792/1158 |
| Instrument | 2017-0003283 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | JOHNSTOWN, PA 15904 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 417 JERAD LN, WINDBER, PA 15963-8724 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002685/52 |
|---|---|
| Date | Apr 09, 2015 |
| Book Page | 2685/52 |
| Instrument | 2015-00003628 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Address | JOHNSTOWN, PA 15904 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 417 JERAD LN, WINDBER, PA 15963-8724 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 417 JERAD LN, WINDBER, PA 15963-8724 |
| Document Number | 002584/133 |
|---|---|
| Date | May 22, 2013 |
| Book Page | 2584/133 |
| Instrument | 2013-00006498 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Seller |
| Address | 1001 SCALP AVE, JOHNSTOWN, PA 15904 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 417 JERAD LN, WINDBER, PA 15963-8724 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 417 JERAD LN, WINDBER, PA 15963-8724 |
| Document Number | 0002627/69 |
|---|---|
| Date | Mar 06, 2014 |
| Book Page | 2627/69 |
| Instrument | 2014-00002153 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Address | JOHNSTOWN, PA 15904 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 417 JERAD LN, WINDBER, PA 15963-8724 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2792/1158 |
|---|---|
| Date | Apr 05, 2017 |
| Book Page | 2792/1158 |
| Instrument | 2017-0003283 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | JOHNSTOWN, PA 15904 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cambria County records · Assessment roll updated April 17, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Cambria County |
| County Subdivision | Adams Township |
| Unified School District | Forest Hills School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,631.00 (-58.28%) | $42,380 (-) Land $6,760 Building $35,620 | |
| 2024 | $3,909.00 (+3.36%) | $42,380 (-) Land $6,760 Building $35,620 | |
| 2023 | $3,782.00 | $42,380 Land $6,760 Building $35,620 | |
| 1972 | $42,380 Land $6,760 Building $35,620 |
Source: FEMA National Flood Hazard Layer, Cambria County (42021C), updated June 19, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420210133004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Jul 1996, river or lake flooding, Severe Storms, Flooding, And Tornadoes |
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 37 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
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