417 Iola Rd, Saint Matthews (Louisville), KY 40207 Property Records

Louisville/Jefferson County Metro Government property record for 417 Iola Rd, Saint Matthews, KY 40207

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,489 sqft · built 1927
Lot Size	0.118 acres (5,149 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Jul 2018)
Tax Bill	$4,075 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22040800120000`

Property Details

APN / Parcel Number

Primary APN	`22040800120000`
Alternative APNs	`040800120000` `00063109`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,489 sqft Finished Area
Basement Area	750 sqft
Finished Basement	670 sqft
Flooring	Covered
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,149 sqft (0.118 acres)
Garage Type	Detached
Garage Area	298 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	175 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00063109
Street Address	417 IOLA RD
City	SAINT MATTHEWS
State	KY
Zip	40207-2943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	PT LOTS 158 & 159 LEXINGTON MANOR PB. 6 PG. 4, .1182 AC+/-
Legal Subdivision	LEXINGTON MANOR
Legal Lot Number	158,159 159
Jurisdiction	JEFFERSON KY
Township / Civil Division	LOUISVILLE EAST
Census Block Group	4
Census Block	4018
Census Tract	7800

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	417 IOLA RD, LOUISVILLE, KY 40207-2943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2018	Warranty Deed, Transfer · Conventional with PMI US BK
Nov 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage MAINSOURCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2018 · Amount on Record
Deed Sale	Jul 2, 2018 · Amount on Record
Prior Sale	Sep 28, 2005 · Amount on Record
Deed Document Number	0011187869
Deed Book / Page	11187 / 869
Record Updated	Jun 8, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jul 2, 2018
Property Address	417 IOLA RD, SAINT MATTHEWS, KY 40207-2943
Document Number	0111870869
Book / Page	011187 / 000869
Instrument Date	Jun 26, 2018
Instrument	153509
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	MILLENNIAL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	417 IOLA RD LOUISVILLE KY 402072943, LOUISVILLE, KY 40207-2943

Mortgage

Document Number	155850241
Date	Jul 2, 2018
Book Page	015585/000241
Instrument	153510

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	417 IOLA RD, SAINT MATTHEWS, KY 40207-2943
Document Number	0153240163
Instrument Date	Nov 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	417 IOLA RD LOUISVILLE KY 402072943, LOUISVILLE, KY 40207-2943

Mortgage

Document Number	0153240163
Date	Nov 30, 2017
Book Page	015324/000163
Instrument	281121

Lender

Name	MAINSOURCE BK
Type	Bank
Address	GREENSBURG, IN 47240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 29, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	St. Matthews City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,075.00 (+26.63%)	$361,950 (+29.09%) Land $79,900 Building $282,050
2024			$361,950 (+29.09%) Land $79,900 Building $282,050
2023	$3,218.00 (-0.34%)	$280,380 (-) Land $61,100 Building $219,280	$280,380 (-) Land $61,100 Building $219,280
2022	$3,229.00	$280,380 Land $61,100 Building $219,280	$280,380 Land $61,100 Building $219,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 743 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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