Kent County property record for 417 Howard St, Lowell, MI 49331
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,172 sqft · built 1915 |
| Lot Size | 0.229 acres (9,975 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Nov 2000) |
| Tax Bill | $4,210 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-20-02-190-009 |
| Primary APN | 41-20-02-190-009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,172 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Lot Area | 9,975 sqft (0.229 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 417 HOWARD ST |
|---|---|
| City | LOWELL |
| State | MI |
| Zip | 49331-1324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 2 BLK 15 ALSO W 18 FT OF LOT 1 BLK 15 ALSO S 4.5 FT OF W 18 FT OF LOT 8 BLK 15* RICHARDS & WICKHAM'S PLAT |
| Legal Subdivision | RICHARDS & WICKHAM'S PLAT |
| Legal Block | 15 |
| Legal Lot Number | 1-2,8 |
| Jurisdiction | KENT MI |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 12004 |
Source: Kent County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 417 HOWARD ST, LOWELL, MI 49331-1324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2000 · Amount on Record |
| Deed Sale | Nov 13, 2000 · Amount on Record |
| Prior Sale | Dec 18, 1996 · Amount on Record |
| Deed Book / Page | 5726 / 68 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 417 HOWARD ST, LOWELL, MI 49331-1324 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000089940 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 202009300089940 |
| Name | RIVER VALLEY CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 20, 2030 |
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| Municipality | Lowell City |
| Unified School District | Lowell Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $163,800 (-5.04%) | $327,600 (-5.04%) | |
| 2025 | $4,210.00 (+19.16%) Homeowner's exemption | $172,500 (+14.39%) | $345,000 (+14.39%) |
| 2023 | $150,800 | $301,600 | |
| 2019 | $3,533.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 individual policies |
| Nearby Flood Policies | 21 units insured incl. 7 condo units |
| Nearby Flood Claims | 21 (1986–2018) |
| Most Recent Claim | Feb 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL serves 4,150 people · EPA ID MI0003950 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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