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417 Gardner St, El Cajon, CA 92020 Property Records

San Diego County property record for 417 Gardner St, El Cajon, CA 92020 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,315 sqft · built 1951
Lot Size0.158 acres (6,900 sqft)
Owner2 Individual Names on File
Last Sale$649,000 (Apr 2024)
Tax Bill$8,360 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Apr 2024 Transfer
Flood ZoneZone X (moderate risk)
APN487-142-09-00

Property Details

APN / Parcel Number

Primary APN487-142-09-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,315 sqft Living Area

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Lot Area6,900 sqft (0.158 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address417 GARDNER ST
CityEL CAJON
StateCA
Zip92020-3223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 17 TR 002690
Legal SubdivisionGARDNERVILLE
Legal Tract002690
Legal Block2
Legal Lot Number17
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2010
Census Tract16202

Owner

Source: San Diego County records · APN 487-142-09-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address417 GARDNER ST, EL CAJON, CA 92020-3223
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2024Grant Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Apr 25, 2024Affidavit of Death of Joint Tenant, Transfer
TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 25, 2024 · Amount on Record
Deed SaleApr 25, 2024 · Amount on Record
Deed Document Number2024103648
Prior Transfer DateApr 18, 2024
Prior Transfer Doc0000103647
Record UpdatedSep 20, 2026

April 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 25, 2024
Property Address417 GARDNER ST, EL CAJON, CA 92020-3223
Document Number0000103648
Map ReferenceMAP 2690
Instrument DateApr 19, 2024
Instrument2024-0103648
Transaction TypeTransfer
Record UpdatedMay 07, 2024
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address417 GARDNER ST, EL CAJON, CA 92020-3223

Mortgage

Document Number0000103649
DateApr 25, 2024
Instrument2024-0103649
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

April 2024: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSAN DIEGO CA
Recording DateApr 25, 2024
Property Address417 GARDNER ST, EL CAJON, CA 92020-3223
Document Number0000103647
Map ReferenceMAP 2690
Instrument DateApr 19, 2024
Instrument2024-0103647
Transaction TypeTransfer
Record UpdatedMay 07, 2024
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8252 HUDSON DR, SAN DIEGO, CA 92119-1811

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$675,219 (+2%) Land $494,190 Building $181,029
2025$8,360.00 (+19.12%)$661,980 (+18.85%) Land $484,500 Building $177,480
2023$7,018.00 (+582.02%)$557,000 Land $371,000 Building $186,000
2022$1,029.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730162022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearby Flood Policies47 units insured
46 under condo master policies
Nearby Flood Claims14 (1980–2006)
Most Recent ClaimMar 2006
Claims By Storm
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Feb 1995 · 2 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 310 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, Verizon, AT&T, California Internet, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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