417 Franklin St, Wray, CO 80758 Property Records

Yuma County property record for 417 Franklin St, Wray, CO 80758

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,437 sqft · built 1919
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,379 (2026)
Deeds & Mortgages	Oct 2021 Line of Credit Aug 2021 Mortgage + 1 more
APN	`W000394`

Property Details

APN / Parcel Number

Primary APN	`W000394`

Interior

Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	2,437 sqft Living Area
Basement Area	1,120 sqft
Finished Basement	1,120 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1999
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	417 FRANKLIN ST
City	WRAY
State	CO
Zip	80758-1524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WRAY, KIRK'S 1ST BLK 3 LOT 3 & S1/2 LOT 2 SIZE: 75 X 140
Legal Subdivision	KIRKS 1ST
Legal Block	3
Legal Lot Number	2-3
Jurisdiction	YUMA CO
Township / Civil Division	WRAY
Census Block Group	3
Census Block	3096
Census Tract	963100

Owner

417 Franklin St is owned and occupied by two individuals who acquired it in June 2021.

Source: Yuma County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	417 FRANKLIN ST, WRAY, CO 80758-1524
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Line of Credit EQUITABLE SAVINGS AND LOAN ASSOCIATION
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage EQUITABLE SLA
Jun 22, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 17, 2021
Transfer Doc	581786
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	417 FRANKLIN ST, WRAY, CO 80758-1524
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 FRANKLIN ST, WRAY, CO 80758-1524

Mortgage

Document Number	582769
Date	Oct 25, 2021
Instrument	582769

Lender

Name	EQUITABLE SAVINGS AND LOAN ASSOCIATION
Type	Non-Lending Institution
Address	WRAY, CO 80758

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	417 FRANKLIN ST, WRAY, CO 80758-1524
Transaction Type	Mortgage
Record Updated	Sep 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	582159
Date	Aug 6, 2021
Instrument	582159

Lender

Name	EQUITABLE SLA
Type	Bank
Address	WRAY, CO 80758

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YUMA CO
Recording Date	Jun 22, 2021
Property Address	417 FRANKLIN ST, WRAY, CO 80758-1524
Document Number	581786
Instrument Date	Jun 17, 2021
Instrument	581786
Transaction Type	Transfer
Record Updated	Jul 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1015 GRANTS WAY, WRAY, CO 80758-1914

Tax Assessment & Valuation

The 2026 property tax bill for 417 Franklin St was $2,379.

Source: Yuma County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Yuma County
Municipality	Wray City
Unified School District	Wray School District RD-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,379.00
2025	$2,379.00	$24,310
2024			$389,010 (+25.19%)
2023	$1,555.00 (+7.39%)	$24,734 (+43.76%) Land $955 Building $23,779	$310,730 (+43.76%) Land $12,000 Building $298,730
2022	$1,448.00	$17,205 Land $955 Building $16,250	$216,140 Land $12,000 Building $204,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 417 Franklin St; there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 417 Franklin St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WRAY serves 2,342 people · EPA ID CO0163010
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Plains Communication Services Fiber	1,000 / 1,000
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	150 / 40

May also be available: Vistabeam.

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