417 Flock Ave, Naperville, IL 60565 Property Records

DuPage County property record for 417 Flock Ave, Naperville, IL 60565 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,413 sqft · built 1987
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Feb 2020)
Tax Bill	$15,038 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-30-307-022`

Property Details

APN / Parcel Number

Primary APN	`08-30-307-022`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,413 sqft Living Area
Gross Area	4,678 sqft
1st Floor Area	1,930 sqft
2nd Floor Area	1,518 sqft
Basement Area	1,230 sqft
Finished Basement	965 sqft
Unfinished Basement	265 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood Siding
Lot Area	10,019 sqft (0.23 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	417 FLOCK AVE
City	NAPERVILLE
State	IL
Zip	60565-6150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDING CREEK ESTATES UNIT 2 ALL
Legal Subdivision	WINDING CREEK ESTATES
Legal Lot Number	133
Legal Unit	2
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	3
Census Block	3004
Census Tract	846207

Owner

Source: DuPage County records · APN 08-30-307-022

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	417 FLOCK AVE, NAPERVILLE, IL 60565-6150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEY MORTGAGE SERVICES INC
Oct 08, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEY MORTGAGE SERVICES INC
Feb 13, 2020	Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC
Aug 01, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 13, 2020 · Amount on Record
Deed Sale	Feb 13, 2020 · Amount on Record
Prior Sale	Mar 28, 1996 · Amount on Record
Deed Document Number	202015191
Prior Transfer Date	Jun 14, 2017
Prior Transfer Doc	0000077597
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	417 FLOCK AVE, NAPERVILLE, IL 60565-6150
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000161661
Date	Nov 04, 2021
Instrument	R2021-161661

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Oct 01, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	8%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	417 FLOCK AVE, NAPERVILLE, IL 60565-6150
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000149073
Date	Oct 08, 2021
Instrument	R2021-149073

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Oct 01, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	Feb 13, 2020
Property Address	417 FLOCK AVE, NAPERVILLE, IL 60565-6150
Document Number	0000015191
Map Reference	DOC R85-10030
Instrument Date	Jan 10, 2020
Instrument	R2020-015191
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	417 FLOCK AVE, NAPERVILLE, IL 60565-6150

Mortgage

Document Number	0000015192
Date	Feb 13, 2020
Instrument	R2020-015192

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Feb 01, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	8.75%

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 01, 2017
Property Address	417 FLOCK AVE, NAPERVILLE, IL 60565-6150
Document Number	0000077597
Instrument Date	Jun 14, 2017
Instrument	77597
Transaction Type	Transfer
Record Updated	Aug 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	417 FLOCK AVE NAPERVILLE IL 605656150, NAPERVILLE, IL 60565-6150

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,038.00 (+17.28%)	$265,683 (+30.15%) Land $85,287 Building $180,396	$797,049 (+30.15%) Land $255,861 Building $541,188
2022	$12,822.00 Homeowner's exemption	$204,130 Land $65,530 Building $138,600	$612,390 Land $196,590 Building $415,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170438462073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1991)
Most Recent Claim	Oct 1991, rainfall accumulation

Wildfire

Wildfire Risk	Low above 5% of the US · above 30% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 417 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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