417 Five Leaf Ln, Waxhaw, NC 28173 Property Records

Union County property record for 417 Five Leaf Ln, Waxhaw, NC 28173

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 3,674 sqft · built 2013
Lot Size	0.461 acres (20,081 sqft)
Owner	2 Individual Names on File
Last Sale	$437,500 (Dec 2013)
Tax Bill	$4,720 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-072-152`

Property Details

APN / Parcel Number

Primary APN	`06-072-152`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,674 sqft Living Area
1st Floor Area	3,149 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Lot Area	20,081 sqft (0.461 acres)
Garage Type	Attached
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	334 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	417 FIVE LEAF LN
City	WAXHAW
State	NC
Zip	28173-7047
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 UNION
Legal Description	#168 HOLLISTER MP1 OPCI935
Legal Subdivision	HOLLISTER
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	3
Census Block	3024
Census Tract	21020

Owner

417 Five Leaf Ln, a rural home, is owned and occupied by two individuals who bought it in December 2013.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	417 FIVE LEAF LN, WAXHAW, NC 28173-7047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2013 · Amount on File
Deed Sale	Dec 17, 2013 · Amount on File
Deed Document Number	201341614
Deed Book / Page	6150 / 664
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	417 FIVE LEAF LN, WAXHAW, NC 28173-7047
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7988155
Date	Feb 12, 2021
Book Page	7988/155
Instrument	6728

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	417 FIVE LEAF LN, WAXHAW, NC 28173-7047
Document Number	701597
Book / Page	007015 / 000097
Instrument Date	Sep 11, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	417 FIVE LEAF LN WAXHAW NC 281737047, WAXHAW, NC 28173-7047

Mortgage

Document Number	701597
Date	Sep 14, 2017
Book Page	007015/000097
Instrument	27082

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 417 Five Leaf Ln was $4,720.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,016,100 (-) Land $210,000 Building $806,100	$1,016,100 (-) Land $210,000 Building $806,100
2025	$4,720.00	$1,016,100 Land $210,000 Building $806,100	$1,016,100 Land $210,000 Building $806,100
2023	$3,559.00	$569,100 Land $117,600 Building $451,500	$569,100 Land $117,600 Building $451,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 417 Five Leaf Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 417 Five Leaf Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Five Leaf Ln

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