417 First Ave, Pelham, NY 10803 Property Records

Westchester County and Pelham Town property record for 417 First Ave, Pelham, NY 10803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,110 sqft · built 1890
Lot Size	0.115 acres (5,026 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,000 (May 2020)
Tax Bill	$29,598 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Apr 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`554403 158.84-1-3`

Property Details

APN / Parcel Number

Primary APN	`554403 158.84-1-3`
Alternative APNs	`440315808400010030000000` `00386000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,110 sqft Living Area
1st Floor Area	1,022 sqft
2nd Floor Area	790 sqft
Upper Floors Area	298 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	5,026 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	323 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00386000
Street Address	417 FIRST AVE
City	PELHAM
State	NY
Zip	10803-1104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Subdivision	MAP OF PELHAMVILLE
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	PELHAM
Census Block Group	2
Census Block	2004
Census Tract	5300

Owner

Source: Westchester County and Pelham Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	417 S 1ST AVE, MOUNT VERNON, NY 10550-4501
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 24, 2019	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
May 22, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage SILVERMINE VENTURES LLC
Apr 3, 2017	Loan Modification, Mortgage · VA Mortgage MUNICIPAL CU
Apr 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage MUNICIPAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2020 · Amount on Record
Deed Sale	May 22, 2020 · Amount on Record
Prior Sale	Sep 28, 2004 · Amount on Record
Deed Document Number	2020601073450
Prior Transfer Date	Mar 13, 2003
Prior Transfer Doc	0432090061
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	417 FIRST AVE, PELHAM, NY 10803-1104
Transaction Type	Mortgage
Record Updated	Oct 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 FIRST AVE, PELHAM, NY 10803-1104

Mortgage

Document Number	0632863068
Date	Oct 13, 2023
Instrument	632863068

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 15, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	417 FIRST AVE, PELHAM, NY 10803-1104
Transaction Type	Mortgage
Record Updated	Mar 14, 2023
Title Company	FREEDOM ABSTRACT INC, FREEDOM ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0591143407
Date	Apr 24, 2019
Instrument	591143407

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.62%
Index	1-Year LIBOR
Max Rate	9.62%

May 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	May 22, 2020
Property Address	417 FIRST AVE, PELHAM, NY 10803-1104
Document Number	0601073450
Map Reference	MAP 205
Instrument Date	May 1, 2020
Instrument	601073450
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	RECORD & RETURN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	280 GUINEA RD, STAMFORD, CT 06903-3709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 FIRST AVE, PELHAM, NY 10803-1104

Mortgage

Document Number	0601425363
Date	May 22, 2020
Instrument	601425363

Lender

Name	SILVERMINE VENTURES LLC
Type	Non-Lending Institution
Address	PORT CHESTER, NY 10573

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	417 FIRST AVE, PELHAM, NY 10803-1104
Document Number	0571023387
Instrument Date	Apr 3, 2017
Transaction Type	Mortgage
Record Updated	Jun 1, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 FIRST AVE PELHAM NY 108031104, PELHAM, NY 10803-1104

Mortgage

Document Number	0571023387
Date	Apr 21, 2017
Book Page	057102/003387

Lender

Name	MUNICIPAL CU
Type	Credit Union
Address	NEW YORK, NY 10007

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	417 FIRST AVE, PELHAM, NY 10803-1104
Document Number	0571023381
Instrument Date	Apr 3, 2017
Transaction Type	Mortgage
Record Updated	Mar 12, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 FIRST AVE PELHAM NY 108031104, PELHAM, NY 10803-1104

Mortgage

Document Number	0571023381
Date	Apr 21, 2017
Book Page	057102/003381

Lender

Name	MUNICIPAL CU
Type	Credit Union
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2047

Interest

Rate	5%

Tax Assessment & Valuation

Source: Westchester County and Pelham Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Pelham Town
Municipality	Pelham Village
Unified School District	Pelham Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$29,598.00	$888,000 (+3.98%) Land $231,000 Building $657,000	$888,000 (+3.98%) Land $231,000 Building $657,000
2024		$854,000 (+5.96%) Land $231,000 Building $623,000	$854,000 (+5.96%) Land $231,000 Building $623,000
2023		$806,000 Land $154,000 Building $652,000	$806,000 Land $154,000 Building $652,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1979–2023)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Sep 2023 · 2 claims Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-1 private · serves 146,732 people · EPA ID NY5903444
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 696 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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