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417 Ferncliffe Rd, Elgin, SC 29045 Property Records

Richland County property record for 417 Ferncliffe Rd, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,373 sqft · built 1991
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Last Sale$139,000 (Jun 2018)
Tax Bill$1,713 (2025)
Deeds & MortgagesJun 2018 Sale & Mortgage
Jan 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN26005-11-06

Property Details

APN / Parcel Number

Primary APN26005-11-06
Alternative APNs
  • R26005-11-06
  • 01314250

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,373 sqft Heated Area
Gross Area2,113 sqft
1st Floor Area1,373 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,197 sqft (0.28 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area18 sqft
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01314250
Street Address417 FERNCLIFFE RD
CityELGIN
StateSC
Zip29045-8616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-LD
Legal DescriptionLOT 3 BLK QQ 102X125X94.9X119.2 #SU BRIARCLIFFE ESTATES #SU PHASE 3 SECTION B
Legal SubdivisionBRIARCLIFFE
Legal Phase3
Legal BlockQQ
Legal Lot Number3
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group1
Census Block1008
Census Tract11424

Owner

417 Ferncliffe Rd is owned and occupied by an individual who bought it in June 2018.

Source: Richland County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address417 FERNCLIFFE RD, ELGIN, SC 29045-8616
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2018Grant Deed, Transfer · FHA Mortgage
MORTGAGE OPTIONS
Jan 8, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 19, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2018 · Amount on File
Deed SaleJun 8, 2018 · Amount on File
Prior SaleJul 28, 2004 · Amount on File
Deed Document Number201839785
Deed Book / Page2309 / 3098
Prior Transfer DateJan 3, 2018
Prior Transfer Doc0022742383
Record UpdatedOct 29, 2026

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateJun 8, 2018
Property Address417 FERNCLIFFE RD, ELGIN, SC 29045-8616
Document Number2309/3098
Book / Page002309 / 003098
Instrument DateMay 17, 2018
Instrument39785
Transaction TypeTransfer
Record UpdatedJul 9, 2018
Title CompanyOTHER

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$514.30
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 FERNCLIFFE RD ELGIN SC 290458616, ELGIN, SC 29045-8616

Mortgage

Document Number2309/3101
DateJun 8, 2018
Book Page002309/003101
Instrument39786
Lender
NameMORTGAGE OPTIONS
TypeMortgage Company
AddressCOLUMBIA, SC 29212
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 7, 2048

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRICHLAND SC
Recording DateJan 8, 2018
Property Address417 FERNCLIFFE RD, ELGIN, SC 29045-8616
Document Number2272/0942
Book / Page002272 / 000942
Instrument DateJan 3, 2018
Instrument838
Transaction TypeTransfer
Record UpdatedJan 23, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 FERNCLIFFE RD ELGIN SC 290458616, ELGIN, SC 29045-8616

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRICHLAND SC
Recording DateJan 19, 2018
Property Address417 FERNCLIFFE RD, ELGIN, SC 29045-8616
Document Number2274/2383
Book / Page002274 / 002383
Instrument DateJan 3, 2018
Instrument2884
Transaction TypeTransfer
Record UpdatedFeb 6, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address417 FERNCLIFFE RD ELGIN SC 290458616, ELGIN, SC 29045-8616

Tax Assessment & Valuation

The 2025 property tax bill for 417 Ferncliffe Rd was $1,713.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,713.00$159,800 (-)$205,000 (-) Land $30,000 Building $175,000
2024$159,800 (+2,774.1%)$205,000 (+47.48%) Land $30,000 Building $175,000
2023$1,505.00$5,560$139,000
2021$1,487.00$5,560$139,000 Land $20,300 Building $118,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 417 Ferncliffe Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 417 Ferncliffe Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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