417 Equestrian Pointe Ct, Chesterfield, MO 63005 Property Records

St. Louis County property record for 417 Equestrian Pointe Ct, Chesterfield, MO 63005

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 6,098 sqft · built 2001
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,150 (Nov 2024)
Tax Bill	$12,408 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18T-52-0360`

Property Details

APN / Parcel Number

Primary APN	`18T-52-0360`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	6,098 sqft Living Area
Gross Area	6,938 sqft
1st Floor Area	1,804 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	186 ft deep x 94 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Open Frame Porch
Porch Area	234 sqft
Deck Area	268 sqft
Patio Area	536 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	417 EQUESTRIAN POINTE CT
City	CHESTERFIELD
State	MO
Zip	63005-4879
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R1
Legal Description	ESTATES AT BAXTER POINTE (THE) LOT 113
Legal Subdivision	ESTATES AT BAXTER POINTE (THE)
Legal Lot Number	113
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1001
Census Tract	221631

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	417 EQUESTRIAN POINTE CT, CHESTERFIELD, MO 63005-4879
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2024 · Amount on Record
Deed Sale	Nov 20, 2024 · Amount on Record
Prior Sale	Sep 29, 2023 · Amount on Record
Deed Document Number	20241120411
Prior Transfer Date	Nov 13, 2024
Prior Transfer Doc	0000000411
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 29, 2023
Property Address	417 EQUESTRIAN POINTE CT, CHESTERFIELD, MO 63005-4879
Document Number	2023092900372
Map Reference	MB 346 PG 153
Instrument Date	Sep 28, 2023
Instrument	2023092900372
Transaction Type	Transfer
Record Updated	Feb 15, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28062 FOXROCK CT, BONITA SPRINGS, FL 34135-9137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 EQUESTRIAN POINTE CT, CHESTERFIELD, MO 63005-4879

Mortgage

Document Number	2023092900373
Date	Sep 29, 2023
Instrument	2023092900373

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Oct 1, 2028
Change Frequency	6 Months
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Margin	3
Max Rate	11.8%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,450 (-) Land $41,990 Building $136,460	$939,200 (-) Land $221,000 Building $718,200
2025	$12,408.00 (+16.67%)	$178,450 (+19.39%) Land $41,990 Building $136,460	$939,200 (+19.38%) Land $221,000 Building $718,200
2024	$10,635.00 (+2.66%)
2023	$10,359.00 (+11.52%)	$149,470 (+19.6%) Land $25,190 Building $124,280	$786,700 (+19.6%) Land $132,600 Building $654,100
2022	$9,289.00	$124,980 Land $25,190 Building $99,790
2021			$657,800 Land $132,600 Building $525,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20