417 el Miner Dr, Mars Hill, NC 28754 Property Records

Madison County property record for 417 el Miner Dr, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,402 sqft · built 1981
Lot Size	0.683 acres (29,788 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Sep 2021)
Tax Bill	$1,713 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9862-23-7910`

Property Details

APN / Parcel Number

Primary APN	`9862-23-7910`
Alternative APNs	`9862237910 0007976` `7976`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,402 sqft Heated Area
1st Floor Area	1,342 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,788 sqft (0.683 acres)
Porch	Slab
Porch Area	144 sqft
Deck Area	16 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	417 EL MINER DR
City	MARS HILL
State	NC
Zip	28754-9450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	WOLF LAUREL ESTATES LO:680 PH:4 SE:3 PL:2-111
Legal Subdivision	WOLF LAUREL ESTATES
Legal Phase	4
Legal Block	23
Legal Lot Number	680
Jurisdiction	MADISON NC
Township / Civil Division	7, EBBS CHAPEL
Census Block Group	1
Census Block	1014
Census Tract	10100

Owner

417 el Miner Dr is owned by an individual who bought it in September 2021.

Source: Madison County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1270 NAVIDAD RD, SALINAS, CA 93906
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Warranty Deed, Transfer · Conventional Mortgage WESTERN EXPRESS LENDING
Oct 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2021 · Amount on File
Deed Sale	Sep 21, 2021 · Amount on File
Prior Sale	Sep 19, 2014 · Amount on File
Deed Document Number	2021343292
Deed Book / Page	730 / 446
Prior Transfer Date	Sep 17, 2014
Prior Transfer Doc	0005780096
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Sep 21, 2021
Property Address	417 EL MINER DR, MARS HILL, NC 28754-9450
Document Number	0007300446
Book / Page	730 / 446
Map Reference	MB 2 PG 111
Instrument Date	Sep 17, 2021
Instrument	343292
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	152 ELKINS LK, 152, HUNTSVILLE, TX 77340-7303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 LA RANCHERIA, CARMEL VALLEY, CA 93924-9469

Mortgage

Document Number	343293
Date	Sep 21, 2021
Instrument	343293

Lender

Name	WESTERN EXPRESS LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	417 EL MINER DR, MARS HILL, NC 28754-9450
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006580302
Date	Oct 8, 2018
Book Page	658/302

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 417 el Miner Dr was $1,713.

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,713.00	$340,853 (-) Land $41,700 Building $299,153	$340,853 (-) Land $41,700 Building $299,153
2024	$1,713.00	$340,853 (+97.44%) Land $41,700 Building $299,153	$340,853 (+97.44%) Land $41,700 Building $299,153
2023		$172,632 Land $31,593 Building $141,039	$172,632 Land $31,593 Building $141,039

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 417 el Miner Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2011–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 417 el Miner Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOLF LAUREL RESORT private · serves 1,819 people · EPA ID NC0158101
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000
French Broad EMC Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on el Miner Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures