417 Eaton St, Key West, FL 33040 Property Records

Monroe County property record for 417 Eaton St, Key West, FL 33040

Property Summary

Property TypeHotel/Motel
OwnerIndividual Name on Record
Tax Bill$79,163 (2023)
Deeds & MortgagesJan 2019 Loan Modification
Flood ZoneZone X (moderate risk)
APN00004380-000200

Property Details

APN / Parcel Number

Primary APN00004380-000200
Alternative APN
  • 9102622

Exterior

Boat AccessBoat Access

Location & Zoning

Account Number9102622
Street Address417 EATON ST
CityKEY WEST
StateFL
Zip33040-6511
Property CategoryCommercial
Property TypeCommercial > Retail > Hotel/Motel
Legal DescriptionHOTEL UNIT COLONIAL SAINT CONDOMINIUM, A COMMERCIAL CONDOMINIUM OR2698-1310/1406DEC OR2698-1416/1417
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionCOLONIAL ST CONDO
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2032
Census Tract972500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District
listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6339 LAKEHURST AVE, DALLAS, TX 75230-5128
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 13, 2014
Deed SaleAug 13, 2014
Prior SaleSep 12, 1997 · Amount on Record
Deed Document Number1993975
Deed Book / Page01475 / 00976
Record UpdatedJun 8, 2026

January 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Recording DateJan 22, 2019
Property Address417 EATON ST, KEY WEST, FL 33040-6511
Document Number0029451518
Book / Page002945 / 001518
Instrument DateDec 23, 2018
Instrument2202763
Transaction TypeMortgage
Record UpdatedFeb 22, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address417 EATON ST KEY WEST FL 330406511, KEY WEST, FL 33040-6511

Mortgage

Document Number29451518
DateJan 22, 2019
Book Page002945/001518
Instrument2202763
Lender
NameMOODY NAT'L BK
TypeBank
Address4100 BAY AREA BLVD, HOUSTON, TX 77058
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJan 21, 2020
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,602,180 (+27.9%) Land $10,781,199 Building $8,820,981$19,602,180 (+27.9%) Land $10,781,199 Building $8,820,981
2023$79,163.00 (+4.09%)$15,326,106 (-) Land $9,195,664 Building $6,130,442$15,326,106 (-) Land $9,195,664 Building $6,130,442
2022$76,053.00$15,326,106 Land $9,195,664 Building $6,130,442$15,326,106 Land $9,195,664 Building $6,130,442

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 307 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies746 units insured
incl. 439 condo units
Nearby Flood Claims53 (2005–2017)
Claims Outside the SFHA5 of 53
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 50 claims
  • Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Hotwire Communications, T-Mobile, Verizon.

Nearby Properties on Eaton St

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