417 E Trowbridge St, Des Moines, IA 50315 Property Records

Polk County property record for 417 E Trowbridge St, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 952 sqft · built 1968
Lot Size	0.186 acres (8,125 sqft)
Owner	2 Individual Names on Record
Last Sale	$94,500 (Jul 1999)
Tax Bill	$3,428 (2024)
Deeds & Mortgages	Mar 2020 Line of Credit Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7824-22-329-012`

Property Details

APN / Parcel Number

Primary APN	`7824-22-329-012`
Alternative APN	`120/03101-027-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	952 sqft Living Area
Gross Area	1,020 sqft
1st Floor Area	952 sqft
Basement Area	476 sqft
Finished Basement	408 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Architectural Style	Split Level
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,125 sqft (0.186 acres)
Lot Dimensions	125 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	417 E TROWBRIDGE ST
City	DES MOINES
State	IA
Zip	50315-3669
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 27 MAGNOLIA PLAZA
Legal Range	24W
Legal Township	78N
Legal Section	22
Legal Subdivision	MAGNOLIA PLAZA
Legal Lot Number	27
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2007
Census Tract	4501

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	417 E TROWBRIDGE ST, DES MOINES, IA 50315-3669
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2020	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Oct 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Sep 6, 2017	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 1999 · Amount on Record
Deed Sale	Jul 14, 1999 · Amount on Record
Deed Document Number	004107
Deed Book / Page	8268 / 0196
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	417 E TROWBRIDGE ST, DES MOINES, IA 50315-3669
Document Number	0000082149
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	417 E TROWBRIDGE ST DES MOINES IA 503153669, DES MOINES, IA 50315-3669

Mortgage

Document Number	0000082149
Date	Apr 1, 2020
Book Page	017757/000797
Instrument	82149

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 31, 2045

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	417 E TROWBRIDGE ST, DES MOINES, IA 50315-3669
Document Number	0000036630
Instrument Date	Oct 24, 2018
Transaction Type	Mortgage
Record Updated	Dec 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	417 E TROWBRIDGE ST DES MOINES IA 503153669, DES MOINES, IA 50315-3669

Mortgage

Document Number	0000036630
Date	Nov 7, 2018
Book Page	017139/000266
Instrument	36630

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	417 E TROWBRIDGE ST, DES MOINES, IA 50315-3669
Document Number	0000023880
Book / Page	016650 / 000430
Instrument Date	Sep 6, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	417 E TROWBRIDGE ST DES MOINES IA 503153669, DES MOINES, IA 50315-3669

Mortgage

Document Number	0000023880
Date	Sep 19, 2017
Book Page	016650/000430
Instrument	23880

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 18, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$205,000 (+13.26%) Land $32,800 Building $172,200	$205,000 (+13.26%) Land $32,800 Building $172,200
2024	$3,428.00 (+1.3%)
2023		$181,000 Land $28,500 Building $152,500	$181,000 Land $28,500 Building $152,500
2020	$3,384.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AT&T, T-Mobile.

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