417 E South St, Bluffton, IN 46714 Property Records

Wells County property record for 417 E South St, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,264 sqft · built 1975
Lot Size	0.145 acres (6,316 sqft)
Owner	2 Individual Names on File
Last Sale	$116,922 (Aug 2022)
Tax Bill	$854 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90-08-04-539-074.000-004`

Property Details

APN / Parcel Number

Primary APN	`90-08-04-539-074.000-004`
Alternative APNs	`00001542306` `0100689800`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,264 sqft Living Area
1st Floor Area	1,264 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,316 sqft (0.145 acres)
Lot Dimensions	140 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001542306
Street Address	417 E SOUTH ST
City	BLUFFTON
State	IN
Zip	46714-2633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT PT LOT 168 W/38' & 1/2 VAC ALLEY (4-H)
Legal Subdivision	CITY OF BLUFFTON
Legal Lot Number	168
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1027
Census Tract	40500

Owner

417 E South St is owned and occupied by two individuals who bought it in August 2022.

Source: Wells County records, as of June 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	417 E SOUTH ST, BLUFFTON, IN 46714-2633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Intrafamily Transfer, Transfer · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Sep 19, 2018	Personal Representative Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2022 · Amount on File
Deed Sale	Aug 17, 2022 · Amount on File
Prior Sale	Sep 19, 2018 · Amount on File
Deed Document Number	20223548
Prior Transfer Date	Jun 25, 2022
Prior Transfer Doc	0020223548
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELLS IN
Recording Date	Aug 17, 2022
Property Address	417 E SOUTH ST, BLUFFTON, IN 46714-2633
Document Number	0020223548
Instrument Date	Jun 23, 2022
Instrument	20223548
Transaction Type	Transfer
Record Updated	Sep 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 E SOUTH ST, BLUFFTON, IN 46714-2633

Mortgage

Document Number	0020223549
Date	Aug 17, 2022
Instrument	20223549

Lender

Name	LAKEVIEW LOAN SERVICING LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

September 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WELLS IN
Recording Date	Sep 19, 2018
Property Address	417 E SOUTH ST, BLUFFTON, IN 46714-2633
Document Number	0020183541
Instrument Date	Sep 18, 2018
Instrument	20183541
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 E SOUTH ST, BLUFFTON, IN 46714-2633

Mortgage

Document Number	0020183542
Date	Sep 19, 2018
Instrument	20183542

Lender

Name	AMERICAN MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 417 E South St was $854 with a homeowner's exemption, up 27.7% from the year before.

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bluffton City
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$854.00 (+27.65%) Homeowner's exemption	$130,200 Land $17,200 Building $113,000	$130,200 Land $17,200 Building $113,000
2024	$669.00
2023		$102,200 (+11.09%) Land $17,200 Building $85,000	$102,200 (+11.09%) Land $17,200 Building $85,000
2022	$410.00	$92,000 Land $10,200 Building $81,800	$92,000 Land $10,200 Building $81,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 417 E South St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	15 (1985–2015)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 417 E South St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

Nearby Properties on E South St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures