417 E Montgomery St, Laredo, TX 78040 Property Records

Webb County property record for 417 E Montgomery St, Laredo, TX 78040

Property Summary

Property Type	Single Family Home
Details	1,248 sqft · built 1974
Lot Size	0.074 acres (3,213 sqft)
Owner	Individual Name on Record
Last Sale	$130,400 (Sep 2020)
Tax Bill	$543 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`327-00199-020`

Property Details

APN / Parcel Number

Primary APN	`327-00199-020`
Alternative APN	`168798`

Interior

Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Utility Area	45 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	3,213 sqft (0.074 acres)
Lot Dimensions	69 ft deep x 46 ft wide
Porch	Open Porch
Porch Area	72 sqft
Storage Building	24 sqft

Location & Zoning

Street Address	417 E MONTGOMERY ST
City	LAREDO
State	TX
Zip	78040-1428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	N1/2 OF LOT 2 BLK 199 ED
Legal Subdivision	EASTERN -- BLOCKS 151 - 200
Legal Block	199
Legal Lot Number	2
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2018
Census Tract	903

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	417 E MONTGOMERY ST, LAREDO, TX 78040-1428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Vendor's Lien, Transfer · FHA Mortgage AMCAP MORTGAGE LTD
Nov 22, 2019	Vendor's Lien, Transfer · Conventional Mortgage SFMC LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2020 · Amount on Record
Deed Sale	Sep 22, 2020 · Amount on Record
Prior Sale	Nov 22, 2019 · Amount on Record
Deed Document Number	20201404859
Deed Book / Page	4867 / 254
Prior Transfer Date	Sep 17, 2020
Prior Transfer Doc	004867/254
Record Updated	Oct 29, 2026

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Sep 22, 2020
Property Address	417 E MONTGOMERY ST, LAREDO, TX 78040-1428
Document Number	004867/254
Book / Page	4867 / 254
Map Reference	VOL 2 PG 102
Instrument Date	Sep 17, 2020
Instrument	1404859
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 E MONTGOMERY ST, LAREDO, TX 78040-1428

Mortgage

Document Number	0001404860
Date	Sep 22, 2020
Instrument	1404860

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

November 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Nov 22, 2019
Property Address	417 E MONTGOMERY ST, LAREDO, TX 78040-1428
Document Number	004699/445
Book / Page	4699 / 445
Map Reference	VOL 2 PG 102
Instrument Date	Nov 19, 2019
Instrument	1377890
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 E MONTGOMERY ST, LAREDO, TX 78040-1428

Mortgage

Document Number	0001377891
Date	Nov 22, 2019
Instrument	1377891

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	Laredo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,888 (+1.31%) Land $32,837 Building $76,051	$108,888 (+1.31%) Land $32,837 Building $76,051
2025	$543.00 (-19.56%)	$107,476 (+3.06%) Land $32,837 Building $74,639	$107,476 (+3.06%) Land $32,837 Building $74,639
2024	$675.00 (+6.97%)
2023		$104,281 Land $26,475 Building $77,806	$104,281 Land $26,475 Building $77,806
2022	$631.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Metronet Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Smartcom Telephone, Verizon.

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