417 E Main St, Klemme, IA 50449 Property Records

Hancock County property record for 417 E Main St, Klemme, IA 50449

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,232 sqft · built 1977
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$53,000 (Jan 2015)
Tax Bill	$1,416 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2703000060`

Property Details

APN / Parcel Number

Primary APN	`2703000060`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Finished Basement	600 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,498 sqft (0.241 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	212 sqft
Deck Area	Deck Area
Patio Area	204 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	417 E MAIN ST
City	KLEMME
State	IA
Zip	50449-9051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KLEMME'S 1ST AUD SUB LOT 6
Legal Subdivision	KLEMME'S 1ST AUD SUBDIV SUBDIVISION
Legal Tract	6
Legal Lot Number	6
Jurisdiction	HANCOCK IA
Township / Civil Division	ELL
Census Block Group	2
Census Block	2148
Census Tract	270200

Owner

Source: Hancock County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	417 E MAIN ST, KLEMME, IA 50449-9051
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK
Aug 6, 2018	Deed of Trust, Mortgage FIRST CITIZENS COMMUNITY BANK
Jul 28, 2017	Deed of Trust, Mortgage FIRST CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2015 · Amount on Record
Deed Sale	Jan 27, 2015 · Amount on Record
Deed Document Number	2015152
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	417 E MAIN ST, KLEMME, IA 50449-9051
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000200636
Date	Apr 6, 2020
Instrument	20-0636

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	417 E MAIN ST, KLEMME, IA 50449-9051
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000181494
Date	Aug 6, 2018
Instrument	0000018-1494

Lender

Name	FIRST CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	173 Months
Due	Jan 1, 2033

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	417 E MAIN ST, KLEMME, IA 50449-9051
Transaction Type	Mortgage
Record Updated	Aug 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 17-1335
Date	Jul 28, 2017
Instrument	17-1335

Lender

Name	FIRST CITIZENS BANK
Type	Bank
Address	MASON CITY, IA 50401

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Hancock County
Municipality	Klemme City
Unified School District	Belmond-Klemme Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,416.00 (+12.03%) Homeowner's exemption	$144,490 (+14.81%) Land $9,560 Building $134,930	$144,490 (+14.81%) Land $9,560 Building $134,930
2024	$1,264.00 (-0.47%)
2023		$125,850 (+29.96%) Land $6,120 Building $119,730	$125,850 (+29.96%) Land $6,120 Building $119,730
2022	$1,270.00 Homeowner's exemption	$96,840 Land $6,120 Building $90,720
2021			$96,840 Land $6,120 Building $90,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KLEMME WATER WORKS serves 441 people · EPA ID IA4155035
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comm 1 Connects Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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