417 E Front St, Clare, IA 50524 Property Records

Webster County property record for 417 E Front St, Clare, IA 50524 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,242 sqft · built 1964
Lot Size	0.452 acres (19,689 sqft)
Owner	Individual Name on File
Last Sale	$123,000 (May 2020)
Tax Bill	$1,948 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Sep 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0125103001`

Property Details

APN / Parcel Number

Primary APN	`0125103001`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,242 sqft Living Area
1st Floor Area	978 sqft
Basement Area	978 sqft
Finished Basement	400 sqft
Unfinished Basement	578 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,689 sqft (0.452 acres)
Lot Dimensions	132 ft deep x 149 ft wide
Garage Type	Detached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	100 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	417 E FRONT ST
City	CLARE
State	IA
Zip	50524-7602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MN CLARE INC O'HERN 2ND ADD BLK 3 LOTS 6-7-8 & ADJ ST W LOT 8
Legal Subdivision	MN CLARE INC O'HERN 2ND ADD
Legal Block	3
Legal Lot Number	6-8
Jurisdiction	WEBSTER IA
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1064
Census Tract	10200

Owner

Source: Webster County records · APN 0125103001

Assessment roll updated September 30, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	417 E FRONT ST, CLARE, IA 50524-7602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2017	Deed of Trust, Mortgage · Closed-End Mortgage EXCHANGE BANK & TRUST CO
Sep 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 28, 2018	Deed of Trust, Mortgage FIRST STATE BANK
May 06, 2020	Warranty Deed, Construction Loan · Construction Mortgage NORTHWEST BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 06, 2020 · Amount on Record
Deed Sale	May 06, 2020 · Amount on Record
Prior Sale	Nov 28, 2018 · Amount on Record
Deed Document Number	20201891
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER IA
Property Address	417 E FRONT ST, CLARE, IA 50524-7602
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/3874
Date	Aug 25, 2017
Book Page	2017/3874
Instrument	2017-03874

Lender

Name	EXCHANGE BANK & TRUST CO
Type	Bank
Address	ATCHISON, KS 66002

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 01, 2042

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER IA
Property Address	417 E FRONT ST, CLARE, IA 50524-7602
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/4279
Date	Sep 19, 2017
Book Page	2017/4279
Instrument	2017-04279

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2047

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER IA
Property Address	417 E FRONT ST, CLARE, IA 50524-7602
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201805574
Date	Nov 28, 2018
Instrument	2018-05574

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded

May 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WEBSTER IA
Recording Date	May 06, 2020
Property Address	417 E FRONT ST, CLARE, IA 50524-7602
Document Number	0202001891
Instrument Date	Apr 30, 2020
Instrument	2020-01891
Transaction Type	Construction Loan
Record Updated	Aug 16, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$196.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 E FRONT ST, CLARE, IA 50524-7602

Mortgage

Document Number	0202001892
Date	May 06, 2020
Instrument	2020-01892

Lender

Name	NORTHWEST BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate	4.13%

Tax Assessment & Valuation

Source: Webster County records · Assessment roll updated September 30, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Clare City
County	Webster County
Unified School District	Manson Northwest Webster Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,948.00 (+0.31%) Homeowner's exemption	$157,370 (+6.69%) Land $9,310 Building $148,060	$157,370 (+6.69%) Land $9,310 Building $148,060
2024	$1,942.00 (-6.05%)
2023		$147,500 (+4.83%) Land $9,310 Building $138,190	$147,500 (+4.83%) Land $9,310 Building $138,190
2022	$2,067.00 (+3.14%) Homeowner's exemption	$140,700 Land $9,310 Building $131,390
2021	$2,004.00		$140,700 Land $9,310 Building $131,390

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webster County (19187C), updated December 4, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191870102001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2008–2010)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2010, rainfall accumulation, Severe Storms, Flooding, And Tornadoes
Claims By Storm	Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims

Wildfire

Wildfire Risk	Low above 5% of the US · above 32% of Iowa
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 97 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Webster-Calhoun Cooperative Telephone Association	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
AMG Technology Investment Group	Fixed Wireless	500 / 100
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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