Grant County property record for 417 E Division St, Elbow Lake, MN 56531
| Property Type | Single Family Home |
|---|---|
| Details | 1,360 sqft · built 1970 |
| Lot Size | 0.235 acres (10,266 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $261,000 (Jun 2026) |
| Tax Bill | $3,602 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2026 Sale |
| APN | 19-0284-000 |
| Primary APN | 19-0284-000 |
|---|
| Building Area | 1,360 sqft Living Area |
|---|---|
| Gross Area | 224 sqft |
| Basement Area | 1,248 sqft |
| Finished Basement | 1,248 sqft |
| Unfinished Basement | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 10,266 sqft (0.235 acres) |
| Garage Area | 752 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 48 sqft |
| Patio Area | 224 sqft |
| Shed | 1 Shed |
| Shed Area | 70 sqft |
| Street Address | 417 E DIVISION ST |
|---|---|
| City | ELBOW LAKE |
| State | MN |
| Zip | 56531-4419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 63 OF LOT 1 BLOCK 4 |
| Legal Subdivision | IMPROVEMENT ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | GRANT MN |
| Township / Civil Division | ELBOW LAKE |
| Census Block Group | 1 |
| Census Block | 1077 |
| Census Tract | 70100 |
Source: Grant County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 417 E DIVISION ST, ELBOW LAKE, MN 56531-4419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST WESTERN BANK AND TRUST |
| Jun 12, 2026 | Warranty Deed, Transfer TITLE STREAM, TITLE TEAM |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2026 · Amount on Record |
| Deed Sale | Jun 12, 2026 · Amount on Record |
| Prior Sale | Jun 12, 2026 · Amount on Record |
| Deed Document Number | 2026191924 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRANT MN |
| Recording Date | Jun 12, 2026 |
| Property Address | 417 E DIVISION ST, ELBOW LAKE, MN 56531-4419 |
| Document Number | 0000191924 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 2026191924 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | TITLE STREAM, TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $86,991.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 E DIVISION ST, ELBOW LAKE, MN 56531-4419 |
| Document Number | 0000191925, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 2026191925 |
| Name | FIRST WESTERN BANK AND TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRANT MN |
| Recording Date | Jun 12, 2026 |
| Property Address | 417 E DIVISION ST, ELBOW LAKE, MN 56531-4419 |
| Document Number | 0000191923 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 2026191923 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | TITLE STREAM, TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Tax | $38,329.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 417 E DIVISION ST, ELBOW LAKE, MN 56531-4419 |
Source: Grant County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Grant County |
| Municipality | Elbow Lake City |
| Unified School District | West Central Area (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,602.00 (+6.51%) | $220,700 (-1.03%) Land $9,800 Building $210,900 | $220,700 (-1.03%) Land $9,800 Building $210,900 |
| 2025 | $3,382.00 (+15.82%) Homeowner's exemption | $223,000 (+12.85%) Land $10,100 Building $212,900 | $223,000 (+12.85%) Land $10,100 Building $212,900 |
| 2023 | $2,920.00 | $197,600 Land $5,000 Building $192,600 | $197,600 Land $5,000 Building $192,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 1997 · Severe Flooding, High Winds,severe Storms |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Elbow Lake serves 1,285 people · EPA ID MN1260003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Runestone Telephone Association Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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