417 E Cross St, Dongola, IL 62926 Property Records

Union County property record for 417 E Cross St, Dongola, IL 62926

Property Summary

Property Type	Single Family Home
Lot Size	0.273 acres (11,931 sqft)
Owner	Individual Name on Record
Last Sale	$94,000 (Feb 2024)
Tax Bill	$2,056 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Aug 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-00-10-684-A3`

Property Details

APN / Parcel Number

Primary APN	`14-00-10-684-A3`
Alternative APN	`13-25-403-010`

Exterior

Lot Area	11,931 sqft (0.273 acres)

Location & Zoning

Street Address	417 E CROSS ST
City	DONGOLA
State	IL
Zip	62926-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 JEFF GARROTT SUB DIV.
Legal Subdivision	JEFF GARROTT SUB DIV
Legal Lot Number	3
Jurisdiction	UNION IL
Township / Civil Division	DONGOLA DISTRICT 1
Census Block Group	3
Census Block	3021
Census Tract	950500

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	417 E CROSS ST, DONGOLA, IL 62926-1028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Warranty Deed, Transfer · FHA Mortgage FIRSTTRUST HOME LOANS INC
Aug 25, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Aug 3, 2020	Deed of Trust, Mortgage · Line of Credit CARROLLTON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2024 · Amount on Record
Deed Sale	Feb 28, 2024 · Amount on Record
Prior Sale	Jul 25, 2016 · Amount on Record
Deed Document Number	2024287
Transfer Doc	0000001293
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IL
Recording Date	Feb 28, 2024
Property Address	417 E CROSS ST, DONGOLA, IL 62926-1028
Document Number	02024R0287
Map Reference	PL 6 PG 58
Instrument Date	Feb 28, 2024
Instrument	2024R0287
Transaction Type	Transfer
Record Updated	Mar 18, 2024
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$94.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 E CROSS ST, DONGOLA, IL 62926-1028

Mortgage

Document Number	02024R0288
Date	Feb 28, 2024
Instrument	2024R0288

Lender

Name	FIRSTTRUST HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.62%

Mortgage

Document Number	02024R0289
Date	Feb 28, 2024
Instrument	2024R0289

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2034

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION IL
Recording Date	Aug 25, 2023
Property Address	417 E CROSS ST, DONGOLA, IL 62926-1028
Document Number	02023R2217
Map Reference	PL 6 PG 58
Instrument Date	Aug 23, 2023
Instrument	2023R2217
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 673, LINCOLN, IL 62656-0673

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IL
Property Address	417 E CROSS ST, DONGOLA, IL 62926-1028
Transaction Type	Mortgage
Record Updated	Jul 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 E CROSS ST, DONGOLA, IL 62926-1028

Mortgage

Document Number	2020R1366
Date	Aug 3, 2020
Instrument	2020R1366

Lender

Name	CARROLLTON BANK
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Union County
Municipality	Dongola Village
Unified School District	Dongola School Unit District 66 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,056.00 (+27.86%) Homeowner's exemption Senior Citizen's exemption	$33,940 (+6.56%) Land $3,750 Building $30,190	$101,820 (+6.56%) Land $11,250 Building $90,570
2024	$1,608.00 (+20.54%)	$31,850 (+16.65%) Land $3,520 Building $28,330	$95,550 (+16.65%) Land $10,560 Building $84,990
2022	$1,334.00 Homeowner's exemption Senior Citizen's exemption	$27,304 Land $3,021 Building $24,283	$81,912 Land $9,063 Building $72,849

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DONGOLA serves 736 people · EPA ID IL1810200
Water Source	Purchased groundwater from several systems
Last State Inspection	Feb 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ProTek Communications Fiber	10,000 / 10,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave.

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