417 E 4th St, Andalusia, AL 36420 Property Records

Covington County property record for 417 E 4th St, Andalusia, AL 36420

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,164 sqft · built 1990
Lot Size	0.471 acres (20,550 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Mar 2022)
Tax Bill	$1,007 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-13-04-17-2-006-020.000`

Property Details

APN / Parcel Number

Primary APN	`23-13-04-17-2-006-020.000`
Alternative APNs	`13041720060200000` `1304172006020000` `23303490` `23421028`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,164 sqft Living Area
1st Floor Area	1,164 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,550 sqft (0.471 acres)
Lot Dimensions	150 ft deep x 137 ft wide
Garage Type	Carport
Garage Area	253 sqft
Carport	Carport
Carport Area	253 sqft
Porch	Slab
Utility Building	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23421028
Street Address	417 E 4TH ST
City	ANDALUSIA
State	AL
Zip	36420-3279
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2022/6855 3/24/2022 LOTS 1-3 BLK A O.P. HARRISON SUB PB 2 PG 25 SEC 17 T4N R16E
Legal Range	16E
Legal Township	04N
Legal Section	17
Legal Subdivision	O.P. HARRISON
Legal Block	A
Legal Lot Number	1-3
Jurisdiction	COVINGTON AL
Township / Civil Division	ANDALUSIA
Census Block Group	3
Census Block	3027
Census Tract	962000

Owner

417 E 4th St is owned and occupied by an individual who bought it in March 2022.

Source: Covington County records, as of June 18, 2026

Owner of Record	Individual Name on File
Mailing Address	417 E 4TH ST, ANDALUSIA, AL 36420-3279
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2022 · Amount on File
Deed Sale	Mar 25, 2022 · Amount on File
Prior Sale	Oct 14, 2016 · Amount on File
Deed Book / Page	2022 / 6855
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Mar 25, 2022
Property Address	417 E 4TH ST, ANDALUSIA, AL 36420-3279
Document Number	02022/6855
Book / Page	2022 / 6855
Map Reference	MB 2 PG 25
Instrument Date	Mar 24, 2022
Transaction Type	Transfer
Record Updated	Apr 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1292, ANDALUSIA, AL 36420-1223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 E 4TH ST, ANDALUSIA, AL 36420-3279

Mortgage

Document Number	0020226857
Date	Mar 25, 2022
Instrument	2022/6857

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 417 E 4th St was $1,007, up 6.9% from the year before.

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Andalusia City
County	Covington County
Unified School District	Andalusia City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,007.00 (+6.9%)	$25,980 (+7.53%) Land $1,740 Building $24,240	$129,900 (+7.57%) Land $8,700 Building $121,200
2024	$942.00 (+3.97%)	$24,160 (+107.92%) Land $1,740 Building $22,420	$120,760 (+3.92%) Land $8,700 Building $112,060
2023	$906.00	$11,620 (+22.01%) Land $870 Building $10,750	$116,200 (+22.01%) Land $8,700 Building $107,500
2022	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$9,524 Land $870 Building $8,654	$95,240 Land $8,700 Building $86,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 417 E 4th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1984–1998)
Most Recent Claim	Mar 1998 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 417 E 4th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDALUSIA, UTILITIES BOARD OF serves 15,251 people · EPA ID AL0000356
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: BuzzBroadband, C Spire Wireless.

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