Polk County property record for 417 Durrell Cir, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,808 sqft · built 1972 |
| Lot Size | 0.328 acres (14,275 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $103,000 (Aug 1999) |
| Tax Bill | $948 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Jul 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-36-663000-000313 |
| Primary APN | 26-28-36-663000-000313 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,808 sqft Living Area |
| Gross Area | 2,306 sqft |
| 1st Floor Area | 1,808 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 14,275 sqft (0.328 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 498 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 40 sqft |
| Cooling System | Central |
|---|
| Street Address | 417 DURRELL CIR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FLA HIGHLANDS CO SUB PB 3 PG 27 LOT 3 PRT DESC AS BEG NW COR OF NW1/4 OF SW1/4 RUN E 135 FT FOR POB RUN S 48 DEG 13 MIN E 188.19 FT TO PT ON A CURVE RUN SWLY ALONG CURVE 55 FT M/L W 110.77 FT N 172.31 FT TO POB BEING LOT 141 UNREC GARDEN GROVE PINES |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 36 |
| Legal Subdivision | FLORIDA HIGHLAND CO SUBDIVISION |
| Legal Tract | 663000 |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 14001 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 417 DURRELL CIR, WINTER HAVEN, FL 33884-2347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2023 | Deed of Trust, Mortgage · Line of Credit TRAX FCU |
| Jul 25, 2022 | Deed of Trust, Mortgage · Line of Credit TRAX CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 1999 · Amount on Record |
| Deed Sale | Aug 18, 1999 · Amount on Record |
| Prior Sale | Jul 9, 1998 · Amount on Record |
| Deed Book / Page | 4301 / 117 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 417 DURRELL CIR, WINTER HAVEN, FL 33884-2347 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 417 DURRELL CIR, WINTER HAVEN, FL 33884-2347 |
| Document Number | 0000174962 |
|---|---|
| Date | Jul 27, 2023 |
| Book Page | 12778/1937 |
| Instrument | 2023174962 |
| Name | TRAX FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33619 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 26, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 417 DURRELL CIR, WINTER HAVEN, FL 33884-2347 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 417 DURRELL CIR, WINTER HAVEN, FL 33884-2347 |
| Document Number | 0000200896 |
|---|---|
| Date | Jul 25, 2022 |
| Book Page | 12350/948 |
| Instrument | 2022200896 |
| Name | TRAX CREDIT UNION |
|---|---|
| Address | TAMPA, FL 33619 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 24, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $115,064 (+2.7%) | $284,907 (+9.25%) Land $49,942 Building $234,965 | |
| 2025 | $948.00 (-30.35%) Homeowner's exemption | $112,039 (+5.99%) | $260,795 (-0.99%) Land $49,942 Building $210,853 |
| 2023 | $1,361.00 (+4.53%) Homeowner's exemption | $105,710 (+3%) | $263,410 (+11.43%) Land $48,515 Building $214,895 |
| 2022 | $1,302.00 Homeowner's exemption | $102,631 | $236,401 Land $39,953 Building $196,448 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures