417 Duane Ave, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 417 Duane Ave, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,358 sqft · built 1910
Lot Size	0.1 acres (4,388 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Aug 2022)
Tax Bill	$3,659 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.50-5-50`

Property Details

APN / Parcel Number

Primary APN	`421500 49.50-5-50`
Alternative APN	`150004905000050500000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,358 sqft Living Area
1st Floor Area	812 sqft
2nd Floor Area	546 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,388 sqft (0.1 acres)
Lot Dimensions	109 ft deep x 40 ft wide
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	417 DUANE AVE
City	SCHENECTADY
State	NY
Zip	12304-2613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD
Legal Block	5
Legal Lot Number	50.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1002
Census Tract	21700

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	417 DUANE AVE, SCHENECTADY, NY 12304-2613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2022 · Amount on Record
Deed Sale	Aug 31, 2022 · Amount on Record
Prior Sale	Oct 25, 1999 · Amount on Record
Deed Document Number	202246344
Deed Book / Page	2092 / 1
Prior Transfer Date	Feb 12, 2003
Prior Transfer Doc	1645000227
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 31, 2022
Property Address	417 DUANE AVE, SCHENECTADY, NY 12304-2613
Document Number	0000046344
Book / Page	2092 / 1
Instrument Date	Aug 24, 2022
Instrument	202246344
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1549 DARROW RD, DUANESBURG, NY 12056-4115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 ALLANE AVENUE, BRANDYWINE, NY 12304

Mortgage

Document Number	0000046345
Date	Aug 31, 2022
Instrument	202246345

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2052

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,659.00 (+2.87%)
2025	$3,557.00 (+6.53%)	$63,600 (-) Land $9,500 Building $54,100	$105,315 (+30.82%) Land $15,731 Building $89,584
2023		$63,600 (-) Land $9,500 Building $54,100	$80,506 (+3.8%) Land $12,025 Building $68,481
2022		$63,600 Land $9,500 Building $54,100	$77,561 Land $11,585 Building $65,976
2021	$3,339.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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