Bergen County and Oradell Borough property record for 417 Demarest Ave, Oradell, NJ 07649 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,580 sqft · built 1964 |
| Lot Size | 0.258 acres (11,252 sqft) |
| Owner | Individual Name on File |
| Last Sale | $479,750 (Jun 2008) |
| Tax Bill | $13,802 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage May 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-01106-0000-00024 |
| Primary APN | 44-01106-0000-00024 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,580 sqft Living Area |
| 1st Floor Area | 1,580 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 11,252 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Account Number | 041900 |
|---|---|
| Street Address | 417 DEMAREST AVE |
| City | ORADELL |
| State | NJ |
| Zip | 07649-1701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75X150 |
| Legal Subdivision | BOROUGH/ORADELL |
| Legal Block | 1106 |
| Legal Lot Number | 24 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ORADELL |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 40001 |
Source: Bergen County and Oradell Borough records · APN 44-01106-0000-00024
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 417 DEMAREST AVE, ORADELL, NJ 07649-1701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 05, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA |
| May 09, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Nov 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 08, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 20, 2008 · Amount on Record |
| Deed Sale | Jun 20, 2008 · Amount on Record |
| Prior Sale | May 28, 2008 · Amount on Record |
| Deed Document Number | 200859461 |
| Deed Book / Page | 9561 / 262 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 417 DEMAREST AVE, ORADELL, NJ 07649-1701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0057171321 |
|---|---|
| Date | Feb 05, 2026 |
| Book Page | 5717/1321 |
| Instrument | 2026007871 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Feb 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.3% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 15.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 417 DEMAREST AVE, ORADELL, NJ 07649-1701 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 417 DEMAREST AVE, ORADELL, NJ 07649-1701 |
| Document Number | 0046761135 |
|---|---|
| Date | May 09, 2022 |
| Book Page | 4676/1135 |
| Instrument | 2022049374 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Mar 28, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 417 DEMAREST AVE, ORADELL, NJ 07649-1701 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0044480075 |
|---|---|
| Date | Nov 08, 2021 |
| Book Page | 4448/75 |
| Instrument | 2021166860 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 417 DEMAREST AVE, ORADELL, NJ 07649-1701 |
| Document Number | 0033201812 |
| Instrument Date | Jul 08, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 417 DEMAREST AVE ORADELL NJ 076491701, ORADELL, NJ 07649-1701 |
| Document Number | 0033201812 |
|---|---|
| Date | Aug 13, 2019 |
| Book Page | 003320/001812 |
| Instrument | 52698 |
| Name | CITIZENS BK/PA |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 12, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Oradell Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $637,300 (+5.97%) Land $437,500 Building $199,800 | $637,300 (+5.97%) Land $437,500 Building $199,800 | |
| 2025 | $13,802.00 (+8.56%) | $601,400 (+28.72%) Land $407,500 Building $193,900 | $601,400 (+28.72%) Land $407,500 Building $193,900 |
| 2024 | $12,714.00 (+6.06%) | ||
| 2023 | $467,200 Land $293,800 Building $173,400 | $467,200 Land $293,800 Building $173,400 | |
| 2022 | $11,987.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030400011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida |
| Wildfire Risk | Low above 5% of the US · above 14% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 328 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 980 / 880 |
| Optimum Communications | Cable | 940 / 35 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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