Adams County property record for 417 Dearborn St, Berne, IN 46711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,959 sqft · built 1954 |
| Lot Size | 0.403 acres (17,556 sqft) |
| Owner | Individual Name on File |
| Last Sale | $239,500 (May 2018) |
| Tax Bill | $2,336 (2025) |
| Deeds & Mortgages | Feb 2020 Refinance Jan 2018 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-11-04-101-006.000-018 |
| Primary APN | 01-11-04-101-006.000-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,959 sqft Living Area |
| 1st Floor Area | 2,959 sqft |
| Basement Area | 1,009 sqft |
| Unfinished Basement | 1,009 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 17,556 sqft (0.403 acres) |
| Lot Dimensions | 132 ft deep x 74 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,360 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Account Number | 00667703196 |
|---|---|
| Street Address | 417 DEARBORN ST |
| City | BERNE |
| State | IN |
| Zip | 46711-2012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 55TH ADD LOT 442 & 55TH ADD W/2 LOT 443 & 55TH ADD W 22' OF E/2 LOT 443 |
| Legal Subdivision | 55TH ADD |
| Legal Lot Number | 442,55 |
| Jurisdiction | ADAMS IN |
| Township / Civil Division | WABASH |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 30600 |
417 Dearborn St is owned and occupied by an individual who bought it in May 2018.
Source: Adams County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 417 DEARBORN ST, BERNE, IN 46711-2012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance RUOFF MORTGAGE CO |
| Jan 19, 2018 | Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK OF DECATUR |
| May 23, 2018 | Warranty Deed, Transfer RUOFF MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2018 · Amount on File |
| Deed Sale | May 23, 2018 · Amount on File |
| Prior Sale | Aug 4, 2011 · Amount on File |
| Deed Document Number | 20181989 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 417 DEARBORN ST, BERNE, IN 46711-2012 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020000935 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 2020000935 |
| Name | RUOFF MORTGAGE CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 417 DEARBORN ST, BERNE, IN 46711-2012 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018000267 |
|---|---|
| Date | Jan 19, 2018 |
| Instrument | 2018000267 |
| Name | FIRST STATE BANK OF DECATUR |
|---|---|
| Type | Bank |
| Address | BERNE, IN 46711 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 25, 2019 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | May 23, 2018 |
| Property Address | 417 DEARBORN ST, BERNE, IN 46711-2012 |
| Document Number | 2018001989 |
| Instrument Date | May 17, 2018 |
| Instrument | 2018001989 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 DEARBORN ST, BERNE, IN 46711-2012 |
| Document Number | 2018001990 |
|---|---|
| Date | May 23, 2018 |
| Instrument | 2018001990 |
| Name | RUOFF MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 356 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 417 Dearborn St was $2,336 with a homeowner's exemption, down 7.1% from the year before.
Source: Adams County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Adams County |
| County Subdivision | Wabash Township |
| Municipality | Berne City |
| Unified School District | South Adams Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,336.00 (-7.08%) Homeowner's exemption | $259,600 Land $19,100 Building $240,500 | $259,600 Land $19,100 Building $240,500 |
| 2024 | $2,514.00 (-4.41%) | ||
| 2023 | $2,630.00 (+10.78%) | $230,800 (+10.01%) Land $19,100 Building $211,700 | $230,800 (+10.01%) Land $19,100 Building $211,700 |
| 2022 | $2,374.00 Homeowner's exemption | $209,800 Land $19,100 Building $190,700 | $209,800 Land $19,100 Building $190,700 |
| 2020 | $1,918.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 417 Dearborn St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Jun 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 417 Dearborn St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERNE WATER DEPARTMENT serves 4,388 people · EPA ID IN5201001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Watch TV Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures