Catoosa County property record for 417 Davis Ridge Rd, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,648 sqft · built 2019 |
| Lot Size | 9.51 acres (414,256 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $729,900 (Nov 2021) |
| Tax Bill | $5,592 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Nov 2021 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00260039000 |
| Primary APN | 00260039000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,648 sqft Heated Area |
| 1st Floor Area | 927 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stone |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 414,256 sqft (9.51 acres) |
| Garage Type | Mixed |
| Garage Area | 1,399 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 325 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 14690 |
|---|---|
| Street Address | 417 DAVIS RIDGE RD |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-5900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | PT LL 255 28/3-MARY SUE CAIN BOUNDARY SURVEY |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 30303 |
417 Davis Ridge Rd is owned and occupied by two individuals who bought it in November 2021.
Source: Catoosa County records, as of September 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 417 DAVIS RIDGE RD, RINGGOLD, GA 30736-5900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2022 | Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FEDERAL CREDIT UNION |
| Nov 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE |
| Aug 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL BANK |
| Jul 22, 2019 | Deed of Trust, Mortgage FNB BK |
| May 3, 2018 | Warranty Deed, Transfer · FHA Mortgage SUNTRUST MTG |
| Apr 3, 2018 | Warranty Deed, Transfer CHOICE TITLE |
| Nov 29, 2017 | Loan Modification, Mortgage · Conventional Mortgage FIRSTBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2021 · Amount on File |
| Deed Sale | Nov 23, 2021 · Amount on File |
| Prior Sale | Apr 2, 2018 · Amount on File |
| Deed Document Number | 20212894 |
| Deed Book / Page | 2187 / 393 |
| Prior Transfer Date | May 10, 2016 |
| Prior Transfer Doc | 0018310428 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 417 DAVIS RIDGE RD, RINGGOLD, GA 30736-5900 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 417 DAVIS RIDGE RD, RINGGOLD, GA 30736-5900 |
| Document Number | 0022320000000806 |
|---|---|
| Date | Jul 15, 2022 |
| Book Page | 0000002232/0000000806 |
| Instrument | 005988 |
| Name | TENNESSEE VALLEY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Nov 23, 2021 |
| Property Address | 417 DAVIS RIDGE RD, RINGGOLD, GA 30736-5900 |
| Document Number | 0021870393 |
| Book / Page | 2187 / 393 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 2021-002894 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 DAVIS RIDGE RD, RINGGOLD, GA 30736-5900 |
| Document Number | 0021870000000395 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 0000002187/0000000395 |
| Instrument | 011705 |
| Name | FAIRWAY INDEPENDENT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 417 DAVIS RIDGE RD, RINGGOLD, GA 30736-5900 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0019490246 |
|---|---|
| Date | Aug 15, 2018 |
| Book Page | 1949/246 |
| Instrument | 005650 |
| Name | CAPITAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 1, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 417 DAVIS RIDGE RD, RINGGOLD, GA 30736-5900 |
| Document Number | 0020000810 |
| Instrument Date | Jul 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2019 |
| Title Company | CHOICE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 417 DAVIS RIDGE RD RINGGOLD GA 307365900, RINGGOLD, GA 30736-5900 |
| Document Number | 0020000810 |
|---|---|
| Date | Aug 1, 2019 |
| Book Page | 002000/000810 |
| Name | FNB BK |
|---|---|
| Type | Bank |
| Address | SCOTTSBORO, AL 35768 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jul 31, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | May 3, 2018 |
| Property Address | 417 DAVIS RIDGE RD, RINGGOLD, GA 30736-5900 |
| Document Number | 0019330061 |
| Book / Page | 001933 / 000061 |
| Instrument Date | May 2, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2018 |
| Title Company | JONES RAULSTON TITLE INSURANCE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $312.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 417 DAVIS RIDGE RD RINGGOLD GA 307365900, RINGGOLD, GA 30736-5900 |
| Document Number | 19330063 |
|---|---|
| Date | May 3, 2018 |
| Book Page | 001933/000063 |
| Name | SUNTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501-2026 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 2, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Apr 3, 2018 |
| Property Address | 417 DAVIS RIDGE RD, RINGGOLD, GA 30736-5900 |
| Document Number | 0019270691 |
| Book / Page | 001927 / 000691 |
| Instrument Date | Apr 2, 2018 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2018 |
| Title Company | CHOICE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $101.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 DAVIS RIDGE RD RINGGOLD GA 307365900, RINGGOLD, GA 30736-5900 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 417 DAVIS RIDGE RD, RINGGOLD, GA 30736-5900 |
| Document Number | 0019110850 |
| Instrument Date | Nov 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 417 DAVIS RIDGE RD RINGGOLD GA 307365900, RINGGOLD, GA 30736-5900 |
| Document Number | 0019110850 |
|---|---|
| Date | Dec 11, 2017 |
| Book Page | 001911/000850 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 10, 2027 |
The 2025 property tax bill for 417 Davis Ridge Rd was $5,592.
Source: Catoosa County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,592.00 | $294,536 Land $44,450 Building $250,086 | $736,340 Land $111,126 Building $625,214 |
| 2023 | $5,091.00 (+21.3%) | $227,421 Land $44,723 Building $182,698 | $568,553 Land $111,808 Building $456,745 |
| 2022 | $4,197.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 417 Davis Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2026) |
| Most Recent Claim | Aug 2026 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 417 Davis Ridge Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 89% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Ringgold Telephone Company DSL | 100 / 20 |
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