Franklin County property record for 417 Cypress Dr, Pacific, MO 63069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,180 sqft · built 1997 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,438 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jan 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-1-11.0-4-014-191.000 |
| Primary APN | 19-1-11.0-4-014-191.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,180 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Street Address | 417 CYPRESS DR |
|---|---|
| City | PACIFIC |
| State | MO |
| Zip | 63069-1819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:348 HAWTHORNE 2 |
| Legal Range | 02E |
| Legal Township | 43 |
| Legal Section | 11 |
| Legal Quarter | SE |
| Legal Subdivision | HAWTHORNE |
| Legal Block | 14 |
| Legal Lot Number | 348 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOLES |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 800703 |
417 Cypress Dr is owned and occupied by an individual who acquired it in November 2021.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 417 CYPRESS DR, PACIFIC, MO 63069-1819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2021 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Jan 11, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST ST CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2021 |
| Deed Sale | Nov 3, 2021 |
| Prior Sale | Sep 19, 2016 |
| Deed Document Number | 2120733 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Nov 3, 2021 |
| Property Address | 417 CYPRESS DR, PACIFIC, MO 63069-1819 |
| Document Number | 0002120733 |
| Map Reference | PB M PG 93 |
| Instrument Date | Nov 1, 2021 |
| Instrument | 2120733 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 240 W UNION ST, 240, PACIFIC, MO 63069-1417 |
| Name | Verified Name |
|---|---|
| Address | 417 CYPRESS DR, PACIFIC, MO 63069-1819 |
| Document Number | 0002120734 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 2120734 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 417 CYPRESS DR, PACIFIC, MO 63069-1819 |
| Document Number | 0000000618 |
| Instrument Date | Jan 11, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 240 W UNION ST PACIFIC MO 630691417, PACIFIC, MO 63069-1417 |
| Document Number | 0000000618 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 618 |
| Name | FIRST ST CMNTY BK |
|---|---|
| Type | Bank |
| Address | PACIFIC, MO 63069 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 417 Cypress Dr was $2,438.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Pacific City |
| Unified School District | Meramec Valley R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,438.00 | $32,357 | $170,300 Land $30,000 Building $140,300 |
| 2023 | $2,118.00 (+10.66%) | $28,371 | $149,320 Land $30,000 Building $119,320 |
| 2022 | $1,914.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 417 Cypress Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 54 policies |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 49 (2008–2024) |
| Claims Outside the SFHA | 1 of 49 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 417 Cypress Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACIFIC PWS serves 6,000 people · EPA ID MO6010620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 10 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Bays-ET Highspeed Fixed Wireless | 600 / 100 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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