Monmouth County and Neptune Township property record for 417 Couse Rd, Neptune, NJ 07753
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,536 sqft · built 1957 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $299,900 (Jun 2016) |
| Tax Bill | $10,100 (2025) |
| Deeds & Mortgages | Nov 2023 Second Mortgage May 2025 Second Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-05008-0000-00017 |
| Primary APN | 35-05008-0000-00017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 1,536 sqft |
| Upper Floors Area | 480 sqft |
| Basement Area | 840 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Deck Area | 338 sqft |
|---|---|
| Patio Area | 20 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Account Number | 00056290 |
|---|---|
| Street Address | 417 COUSE RD |
| City | NEPTUNE |
| State | NJ |
| Zip | 07753-5604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Description | INCL BLK 443 LOT 46 BLK 433 LOT 47 NIT 1A |
| Legal Subdivision | SHARK RIVER HILLS SEC C |
| Legal Block | 5008 |
| Legal Lot Number | 17 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | NEPTUNE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 808001 |
Source: Monmouth County and Neptune Township records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 417 COUSE RD, NEPTUNE, NJ 07753-5604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Nov 8, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VISTA POINT MORTGAGE LLC |
| May 19, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage JMAC LENDING INC |
| May 6, 2026 | Quit Claim Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE |
| May 6, 2026 | Quit Claim Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE |
| Sep 23, 2020 | Deed of Trust, Mortgage · Conventional with PMI CARDINAL FIN'L |
| Dec 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L |
| Apr 30, 2018 | Deed of Trust, Mortgage · Conventional with PMI FINANCE OF AMERICA MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2016 · Amount on Record |
| Deed Sale | Jun 20, 2016 · Amount on Record |
| Prior Sale | May 14, 2005 |
| Deed Document Number | 201656235 |
| Deed Book / Page | 9171 / 3077 |
| Last Transfer Date | May 4, 2026 |
| Transfer Doc | 0097921260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 417 COUSE RD, NEPTUNE, NJ 07753-5604 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | FIRST INTEGRITY TITLE AGENCY LLC, FIRST INTEGRITY TTL NATL SLN |
| Name | Verified Name |
|---|
| Document Number | 0096666994 |
|---|---|
| Date | Nov 8, 2023 |
| Book Page | 9666/6994 |
| Instrument | 2023077775 |
| Name | VISTA POINT MORTGAGE LLC |
|---|---|
| Address | IRVINE, CA 92614 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 417 COUSE RD, NEPTUNE, NJ 07753-5604 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | UNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NATL LENDER SVCS |
| Name | Verified Name |
|---|
| Document Number | 0097385533 |
|---|---|
| Date | May 19, 2025 |
| Book Page | 9738/5533 |
| Instrument | 2025038990 |
| Name | JMAC LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | COSTA MESA, CA 92626 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 6, 2026 |
| Property Address | 417 COUSE RD, NEPTUNE, NJ 07753-5604 |
| Document Number | 0000037122 |
| Book / Page | 9792 / 1260 |
| Instrument Date | May 4, 2026 |
| Instrument | 202637122 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST INTEGRITY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 COUSE RD, NEPTUNE, NJ 07753-5604 |
| Document Number | 0000037123, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 202637123 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 6, 2026 |
| Property Address | 417 COUSE RD, NEPTUNE, NJ 07753-5604 |
| Document Number | 0097921260 |
| Book / Page | 9792 / 1260 |
| Instrument Date | May 4, 2026 |
| Instrument | 202637122 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | FIRST INTEGRITY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 COUSE RD, NEPTUNE, NJ 07753-5604 |
| Document Number | 0000037123, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 202637123 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 417 COUSE RD, NEPTUNE, NJ 07753-5604 |
| Document Number | 0000117491 |
| Instrument Date | Sep 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 417 COUSE RD NEPTUNE NJ 077535604, NEPTUNE, NJ 07753-5604 |
| Document Number | 0000117491 |
|---|---|
| Date | Oct 8, 2020 |
| Book Page | 009447/008939 |
| Instrument | 117491 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 7, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 417 COUSE RD, NEPTUNE, NJ 07753-5604 |
| Document Number | 0000121717 |
| Instrument Date | Dec 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2020 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 417 COUSE RD NEPTUNE NJ 077535604, NEPTUNE, NJ 07753-5604 |
| Document Number | 0000121717 |
|---|---|
| Date | Dec 19, 2019 |
| Book Page | 009386/004084 |
| Instrument | 121717 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 18, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 417 COUSE RD, NEPTUNE, NJ 07753-5604 |
| Document Number | 0000047511 |
| Instrument Date | Apr 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | JERSEY SHR TITLE SERVICES LLC, JERSEY SHR TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 417 COUSE RD NEPTUNE NJ 077535604, NEPTUNE, NJ 07753-5604 |
| Document Number | 0000047511 |
|---|---|
| Date | May 15, 2018 |
| Book Page | 009287/003108 |
| Instrument | 47511 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2048 |
Source: Monmouth County and Neptune Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Neptune Township |
| Unified School District | Neptune Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $565,000 (+2.93%) Land $364,600 Building $200,400 | $565,000 (+2.93%) Land $364,600 Building $200,400 | |
| 2025 | $10,100.00 (+14.93%) | $548,900 (+23.35%) Land $300,300 Building $248,600 | $548,900 (+23.35%) Land $300,300 Building $248,600 |
| 2024 | $8,788.00 (+21.28%) | ||
| 2023 | $445,000 Land $242,400 Building $202,600 | $445,000 Land $242,400 Building $202,600 | |
| 2022 | $7,246.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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