417 Copper Leaf Ct, Midland, MI 48642 Property Records

Midland County property record for 417 Copper Leaf Ct, Midland, MI 48642

Property Summary

Property Type	Condominium
Details	2 ba · 1,857 sqft · built 2023
Lot Size	0.165 acres (7,199 sqft)
Owner	2 Individual Names on Record
Last Sale	$533,820 (Jul 2023)
Tax Bill	$8,744 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Nov 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-28-40-617`

Property Details

APN / Parcel Number

Primary APN	`11-28-40-617`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,857 sqft Living Area
1st Floor Area	1,857 sqft
Basement Area	1,857 sqft
Unfinished Basement	1,857 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Lot Area	7,199 sqft (0.165 acres)
Garage Area	511 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	417 COPPER LEAF CT
City	MIDLAND
State	MI
Zip	48642-8121
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RA-4
Legal Description	UNIT 17 COPPER LEAF CONDOMINIUMS
Legal Subdivision	COPPER LEAF CONDOMINIUM
Legal Unit	17
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	3
Census Block	3013
Census Tract	291104

Owner

Source: Midland County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	417 COPPER LEAF CT, MIDLAND, MI 48642-8121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MERCANTILE BANK
Nov 10, 2022	Deed of Trust, Mortgage · Construction Mortgage FRANKENMUTH CU
Aug 30, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2023 · Amount on Record
Deed Sale	Jul 27, 2023 · Amount on Record
Prior Sale	Aug 30, 2021 · Amount on Record
Last Transfer Date	Feb 10, 2025
Transfer Doc	02025/1436
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jul 27, 2023
Property Address	417 COPPER LEAF CT, MIDLAND, MI 48642-8121
Document Number	001666/822
Book / Page	1666 / 822
Map Reference	LB 1619 PG 576
Instrument Date	Jul 26, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,005.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 604, FREELAND, MI 48623-0604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 CRAPO LAKE TRL, WEST BRANCH, MI 48661-9244

Mortgage

Document Number	0001666823
Date	Jul 27, 2023
Instrument	1666/823

Lender

Name	MERCANTILE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	417 COPPER LEAF CT, MIDLAND, MI 48642-8121
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 604, FREELAND, MI 48623-0604

Mortgage

Document Number	001661/552
Date	Nov 10, 2022
Book Page	1661/552

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Aug 30, 2021
Property Address	417 COPPER LEAF CT, MIDLAND, MI 48642-8121
Document Number	001649/284
Book / Page	1649 / 284
Instrument Date	Aug 24, 2021
Transaction Type	Transfer
Record Updated	Jul 4, 2022

Transaction

Amount	Amount Recorded
Tax	$232.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2095 N JEFFERSON RD, 2095, MIDLAND, MI 48642-7269

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 604, FREELAND, MI 48623-0604
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$234,700 (+613.37%)	$469,400 (+613.37%)
2024	$8,744.00 (+564.44%)
2023		$32,900	$65,800
2022	$1,316.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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