Chesapeake City property record for 417 Clara Dr, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,000 sqft · built 2013 |
| Lot Size | 0.355 acres (15,464 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $490,000 (Aug 2021) |
| Tax Bill | $5,519 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Sep 2020 Refinance + 1 more |
| APN | 0363015000090 |
| Primary APN | 0363015000090 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,000 sqft Living Area |
| 1st Floor Area | 1,278 sqft |
| Upper Floors Area | 1,292 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,464 sqft (0.355 acres) |
| Lot Dimensions | 79 ft deep x 41 ft wide |
| Garage Type | Attached |
| Garage Area | 96 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 217 sqft |
| Deck Area | Deck Area |
| Patio Area | 190 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 417 CLARA DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-7031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 9 CUTHERELL LANDING |
| Legal Subdivision | MAGNOLIA CHASE,CUTHERELL,WINSTON |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20907 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 417 CLARA DR, CHESAPEAKE, VA 23320-7031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2023 | Deed of Trust, Mortgage · Line of Credit BAYPORT CREDIT UNION |
| Sep 16, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Aug 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage OVM FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2021 · Amount on Record |
| Deed Sale | Aug 4, 2021 · Amount on Record |
| Prior Sale | Oct 4, 2013 · Amount on Record |
| Deed Document Number | 202135464 |
| Deed Book / Page | 10420 / 1107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 417 CLARA DR, CHESAPEAKE, VA 23320-7031 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 010707/740 |
|---|---|
| Date | Nov 14, 2023 |
| Book Page | 10707/740 |
| Instrument | 230023505 |
| Name | BAYPORT CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Nov 9, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 417 CLARA DR, CHESAPEAKE, VA 23320-7031 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10220/1252 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 10220/1252 |
| Instrument | 200033366 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 4, 2021 |
| Property Address | 417 CLARA DR, CHESAPEAKE, VA 23320-7031 |
| Document Number | 10420/1107 |
| Book / Page | 10420 / 1107 |
| Instrument Date | Aug 2, 2021 |
| Instrument | 210035464 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 CLARA DR, CHESAPEAKE, VA 23320-7031 |
| Document Number | 210035465 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 210035465 |
| Name | OVM FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $565,700 (+3.53%) Land $180,000 Building $385,700 | $565,700 (+3.53%) Land $180,000 Building $385,700 | |
| 2025 | $5,519.00 (+35.07%) | $546,400 (+12.38%) Land $160,000 Building $386,400 | $546,400 (+12.38%) Land $160,000 Building $386,400 |
| 2023 | $486,200 (+5.93%) Land $150,000 Building $336,200 | $486,200 (+5.93%) Land $150,000 Building $336,200 | |
| 2022 | $459,000 Land $135,000 Building $324,000 | $459,000 Land $135,000 Building $324,000 | |
| 2019 | $4,086.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 113 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 333 units insured incl. 220 condo units |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jul 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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