417 Chestnut St, Reading, PA 19602 Property Records

Berks County property record for 417 Chestnut St, Reading, PA 19602

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,979 sqft · built 1895
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Sep 2026)
Tax Bill	$982 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`5306-27-79-5105`

Property Details

APN / Parcel Number

Primary APN	`5306-27-79-5105`
Alternative APNs	`04-5306-27-79-5105` `4304875` `304875`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,979 sqft Living Area

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4304875
Street Address	417 CHESTNUT ST
City	READING
State	PA
Zip	19602-1818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	95
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	4
Census Block	4015
Census Tract	100

Owner

Source: Berks County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	417 CHESTNUT ST, READING, PA 19602-1818
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed, Transfer · FHA Mortgage QUAINT OAK MORTGAGE
Dec 22, 2021	Deed, Transfer EDGE ABSTRACT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2026 · Amount on Record
Deed Sale	Sep 22, 2026 · Amount on Record
Prior Sale	Dec 22, 2021 · Amount on Record
Deed Document Number	202631724
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Sep 22, 2026
Property Address	417 CHESTNUT ST, READING, PA 19602-1818
Document Number	0000031724
Instrument Date	Sep 1, 2026
Instrument	202631724
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	GOLDEN SETTLEMENT SERVICES, GOLDEN GATE SETTLEMENT GROUP L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232,300.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 CHESTNUT ST, READING, PA 19602-1818

Mortgage

Document Number	0000031725,
Date	Sep 22, 2026
Instrument	202631725

Lender

Name	QUAINT OAK MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Dec 22, 2021
Property Address	417 CHESTNUT ST, READING, PA 19602-1818
Document Number	0000063550
Instrument Date	Nov 23, 2021
Instrument	2021063550
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	EDGE ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$665.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	417 CHESTNUT ST, READING, PA 19602-1818

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$982.00 (+6.62%)	$34,800 (-) Land $8,800 Building $26,000	$8,800 (-74.71%) Land $8,800
2024	$921.00	$34,800 Land $8,800 Building $26,000
1994			$34,800 Land $8,800 Building $26,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 801 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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