Elko County property record for 417 Charles Way, Elko, NV 89801
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,618 sqft · built 2019 |
| Lot Size | 3.75 acres (163,524 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $460,588 (Jul 2019) |
| Tax Bill | $4,591 (2026) |
| Deeds & Mortgages | Feb 2026 Transfer Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083-002-035 |
| Primary APN | 083-002-035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,618 sqft Living Area |
| Gross Area | 4,037 sqft |
| 1st Floor Area | 1,618 sqft |
| Basement Area | 1,555 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 163,524 sqft |
| Garage Type | Attached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 24 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 417 CHARLES WAY |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-9594 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | AR |
| Legal Description | PARCEL 3 MAP FILE 731363,LOCATED IN,MDB&M,FORMERLY A PORTION OF 083-002-032,NO HARD COPY RECORDS AUTOMATED RECORDS ONLY |
| Legal Range | 55E |
| Legal Township | 34N |
| Legal Section | 07 |
| Legal Subdivision | CRESTVIEW SUBDIVISION |
| Legal Block | 2 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950701 |
417 Charles Way, a townhouse, is owner-occupied and held in a trust since February 2026.
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 417 CHARLES WAY, ELKO, NV 89801-9594 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Feb 13, 2026 | Intrafamily Transfer, Transfer |
| Jan 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jul 3, 2019 | Bargain and Sale Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2019 · Amount on File |
| Deed Sale | Jul 3, 2019 · Amount on File |
| Prior Sale | Nov 17, 2017 · Amount on File |
| Deed Document Number | 2019756306 |
| Last Transfer Date | Feb 12, 2026 |
| Transfer Doc | 0000860719 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Feb 13, 2026 |
| Property Address | 417 CHARLES WAY, ELKO, NV 89801-9594 |
| Document Number | 0000860719 |
| Map Reference | FILE 731363 |
| Instrument Date | Feb 12, 2026 |
| Instrument | 860719 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 417 CHARLES WAY, ELKO, NV 89801-9594 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 417 CHARLES WAY, ELKO, NV 89801-9594 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000780089 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | 780089 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 345 Months |
| Due | Oct 1, 2049 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jul 3, 2019 |
| Property Address | 417 CHARLES WAY, ELKO, NV 89801-9594 |
| Document Number | 0000756306 |
| Map Reference | FILE 73363 |
| Instrument Date | May 14, 2019 |
| Instrument | 756306 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,797.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1910 IDAHO ST # 102511, 1910, ELKO, NV 89801-2692 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 417 CHARLES WAY, ELKO, NV 89801-9594 |
| Document Number | 0000756307 |
|---|---|
| Date | Jul 3, 2019 |
| Instrument | 756307 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2026 property tax bill for 417 Charles Way was $4,591, down 0.4% from the year before.
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,591.00 (-0.37%) | $171,447 (-1.32%) Land $33,504 Building $137,943 | $489,849 (-1.32%) Land $95,726 Building $394,123 |
| 2025 | $4,608.00 | $173,743 Land $33,504 Building $140,239 | $496,409 Land $95,726 Building $400,683 |
| 2023 | $4,132.00 (+8%) | $163,161 (+14.19%) Land $33,504 Building $129,657 | $466,175 (+14.19%) Land $95,726 Building $370,449 |
| 2022 | $3,826.00 | $142,880 Land $33,504 Building $109,376 | $408,229 Land $95,726 Building $312,503 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 417 Charles Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 417 Charles Way is extreme, ranking above 98.2% of the US, with a 4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 98.2% of the US · above 93% of Nevada |
|---|---|
| Wildfire Likelihood | 4% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: Rise Broadband.
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