417 C St, Cheney, WA 99004 Property Records

Spokane County property record for 417 C St, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,416 sqft · built 1903
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (May 2026)
Tax Bill	$2,908 (2026)
Deeds & Mortgages	May 2026 Sale Aug 2024 Construction Loan + 5 more
Flood Zone	Zone X (minimal risk)
APN	`13132.0601`

Property Details

APN / Parcel Number

Primary APN	`13132.0601`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,416 sqft Living Area
Gross Area	2,648 sqft
1st Floor Area	936 sqft
Upper Floors Area	936 sqft
Basement Area	620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	252 sqft
Canopy	156 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	417 C ST
City	CHENEY
State	WA
Zip	99004-1767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	CHENEY TOWN OF L1&2 B6
Legal Range	41E
Legal Township	23N
Legal Section	13
Legal Subdivision	CHENEY TOWN
Legal Block	6
Legal Lot Number	1,2
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	4
Census Block	4019
Census Tract	14001

Owner

Source: Spokane County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	417 C ST, CHENEY, WA 99004-1767
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Warranty Deed, Transfer VESTAT TITLE AND ESCROW, VISTA TITLE AND ESCROW
Aug 8, 2024	Deed of Trust, Mortgage · Construction Mortgage VELOCITY COMMERCIAL CAPITAL LLC
	Deed of Trust, Mortgage SIESTA TITLE AND ESCROW LLC, VISTA TITLE & ESCROW LLC
	Deed of Trust, Mortgage SIESTA TITLE AND ESCROW LLC, VISTA TITLE & ESCROW LLC
	Deed of Trust, Mortgage SIESTA TITLE AND ESCROW LLC, VISTA TITLE & ESCROW LLC
	Deed of Trust, Mortgage SIESTA TITLE AND ESCROW LLC, VISTA TITLE & ESCROW LLC
Nov 23, 2022	Warranty Deed, Transfer · Commercial Mortgage CFG IA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Prior Sale	Nov 23, 2022 · Amount on Record
Deed Document Number	20267487066
Prior Transfer Date	Jan 26, 2016
Prior Transfer Doc	0006474769
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 6, 2026
Property Address	417 C ST, CHENEY, WA 99004-1767
Document Number	0007487066
Instrument Date	May 4, 2026
Instrument	2026.7487066
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	VESTAT TITLE AND ESCROW, VISTA TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Tax	$485,305.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 C ST, CHENEY, WA 99004-1767

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	417 C ST, CHENEY, WA 99004-1767
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	SIESTA TITLE AND ESCROW LLC, VISTA TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007365619
Date	Aug 8, 2024
Instrument	7365619

Lender

Name	VELOCITY COMMERCIAL CAPITAL LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	417 C ST, CHENEY, WA 99004-1767
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	SIESTA TITLE AND ESCROW LLC, VISTA TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	417 C ST, CHENEY, WA 99004-1767
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	SIESTA TITLE AND ESCROW LLC, VISTA TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	417 C ST, CHENEY, WA 99004-1767
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	SIESTA TITLE AND ESCROW LLC, VISTA TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	417 C ST, CHENEY, WA 99004-1767
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	SIESTA TITLE AND ESCROW LLC, VISTA TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 23, 2022
Property Address	417 C ST, CHENEY, WA 99004-1767
Document Number	0007255027
Map Reference	VOL A PG 44
Instrument Date	Nov 18, 2022
Instrument	7255027
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	VESTAT TITLE AND ESCROW, VISTA TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,205.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3514 E WATT RD, SPANGLE, WA 99031-9767

Mortgage

Document Number	0007254816
Date	Nov 23, 2022
Instrument	7254816

Lender

Name	CFG IA LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 15, 2032

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,908.00 (+4.83%)	$276,100 (+5.91%) Land $85,000 Building $191,100	$276,100 (+5.91%) Land $85,000 Building $191,100
2025	$2,774.00 (+20.03%)	$260,700 (-5.37%) Land $75,000 Building $185,700	$260,700 (-5.37%) Land $75,000 Building $185,700
2024		$275,500 (+44.47%) Land $75,000 Building $200,500	$275,500 (+44.47%) Land $75,000 Building $200,500
2023	$2,311.00 (+9.16%)	$190,700 Land $40,000 Building $150,700	$190,700 Land $40,000 Building $150,700
2022	$2,117.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 67% of Washington
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
DCI Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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