417 Buttonwoods Rd, Elkton, MD 21921 Property Records

Cecil County property record for 417 Buttonwoods Rd, Elkton, MD 21921

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,280 sqft · built 2000
Lot Size	0.045 acres (1,960 sqft)
Owner	Company Name on File
Last Sale	$140,000 (Jul 2026)
Tax Bill	$3,002 (2026)
Deeds & Mortgages	Jul 2026 Sale & Construction Loan Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-094472`

Property Details

APN / Parcel Number

Primary APN	`03-094472`
Alternative APNs	`3094472` `094472`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,280 sqft Total Area
Basement Area	480 sqft
Finished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,960 sqft (0.045 acres)
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	094472
Street Address	417 BUTTONWOODS RD
City	ELKTON
State	MD
Zip	21921-6521
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LOT 40 - .0459 ACRE 417 BUTTONWOODS ROAD THE COURTS
Legal Subdivision	VILLAGES SOUTHFIELDS
Legal Lot Number	40
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	1
Census Block	1014
Census Tract	30505

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

417 Buttonwoods Rd, a townhouse, is owned by a company that bought it in July 2026 and is owner-occupied.

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	42 LAKE FOREST DR, ELKTON, MD 21921-7636
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Special Warranty Deed, Transfer · Construction Mortgage RFLF 5 LLC
Apr 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2026 · Amount on File
Deed Sale	Jul 29, 2026 · Amount on File
Prior Sale	Sep 3, 2003 · Amount on File
Deed Book / Page	5823 / 456
Record Updated	Oct 29, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CECIL MD
Recording Date	Jul 29, 2026
Property Address	417 BUTTONWOODS RD, ELKTON, MD 21921-6521
Document Number	5823000456
Book / Page	5823 / 456
Instrument Date	Jul 2, 2026
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	CLOSELINE SETTLEMENTS LLC, CLOSELINE SETTLEMENTS DBA CLOS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$141,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	42 LAKE FOREST DR, ELKTON, MD 21921-7636
Investor	Possibly a Property Investor

Mortgage

Document Number	5823000463,
Date	Jul 29, 2026
Book Page	5823/463

Lender

Name	RFLF 5 LLC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 1, 2027

Interest

Rate	6.47%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	417 BUTTONWOODS RD, ELKTON, MD 21921-6521
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051430157
Date	Apr 8, 2022
Book Page	5143/157

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 417 Buttonwoods Rd was $3,002 with a homeowner's exemption, up 5.3% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,002.00 (+5.3%) Homeowner's exemption	$188,433	$204,800 Land $60,000 Building $144,800
2025	$2,851.00 Homeowner's exemption
2023	$1,945.00 Homeowner's exemption	$152,033	$155,700 Land $38,000 Building $117,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 417 Buttonwoods Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2003–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 417 Buttonwoods Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
IQ Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Buttonwoods Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures