Union County and Westfield Town property record for 417 Beechwood Pl, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 2,968 sqft · built 1948 |
| Lot Size | 0.287 acres (12,493 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,686,000 (Jun 2025) |
| Tax Bill | $19,668 (2025) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-04204-0000-00020 |
| Primary APN | 20-04204-0000-00020 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,968 sqft Living Area |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 12,493 sqft (0.287 acres) |
| Lot Dimensions | 147 ft deep x 85 ft wide |
| Garage Type | Detached |
| Old Parcel Number | 2000627000000007 |
|---|---|
| Street Address | 417 BEECHWOOD PL |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-3201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PEARSALL CO |
| Legal Block | 4204 |
| Legal Lot Number | 20 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 36700 |
Source: Union County and Westfield Town records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 417 BEECHWOOD PL, WESTFIELD, NJ 07090-3201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 13, 2025 | Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Dec 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2025 · Amount on Record |
| Deed Sale | Jun 13, 2025 · Amount on Record |
| Prior Sale | Feb 18, 2000 · Amount on Record |
| Deed Document Number | 202546946 |
| Deed Book / Page | 6584 / 2589 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jun 13, 2025 |
| Property Address | 417 BEECHWOOD PL, WESTFIELD, NJ 07090-3201 |
| Document Number | 0065842589 |
| Book / Page | 6584 / 2589 |
| Instrument Date | Jun 9, 2025 |
| Instrument | 46946 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | UNKNOWN, TRADITION TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34,735.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 61 RONALD TER, SPRINGFIELD, NJ 07081-3448 |
| Name | Verified Name |
|---|---|
| Address | 417 BEECHWOOD PL, WESTFIELD, NJ 07090-3201 |
| Document Number | 0000078992 |
|---|---|
| Date | Jun 13, 2025 |
| Instrument | 78992 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Jul 1, 2035 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 417 BEECHWOOD PL, WESTFIELD, NJ 07090-3201 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0146302415 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 14630/2415 |
| Instrument | 683814 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2035 |
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $858,100 (-) Land $534,800 Building $323,300 | $858,100 (-) Land $534,800 Building $323,300 | |
| 2025 | $19,668.00 (+1.78%) | $858,100 (-) Land $534,800 Building $323,300 | $858,100 (-) Land $534,800 Building $323,300 |
| 2024 | $19,324.00 (+4.26%) | ||
| 2023 | $858,100 Land $534,800 Building $323,300 | $858,100 Land $534,800 Building $323,300 | |
| 2022 | $18,534.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (1999–2025) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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