Onslow County property record for 417 Bay Harbor Ct, Hubert, NC 28539
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,472 sqft · built 2022 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Jun 2023) |
| Tax Bill | $2,051 (2026) |
| Deeds & Mortgages | Jun 2022 Construction Loan Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1307D-9 |
| Primary APN | 1307D-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,472 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,166 sqft (0.44 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 494881000 |
|---|---|
| Street Address | 417 BAY HARBOR CT |
| City | HUBERT |
| State | NC |
| Zip | 28539-1304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8M |
| Legal Description | L44 S5 P2 KINGSBRIDGE 2 |
| Legal Subdivision | KINGSBRIDGE II P2 S5 |
| Legal Lot Number | 44 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | SWANSBORO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 2803 |
417 Bay Harbor Ct is owned and occupied by an individual who bought it in June 2023.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 417 BAY HARBOR CT, HUBERT, NC 28539-1304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2022 | Deed of Trust, Mortgage · Construction Mortgage FIRST BANK |
| Jun 7, 2023 | Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2023 · Amount on File |
| Deed Sale | Jun 7, 2023 · Amount on File |
| Deed Book / Page | 5977 / 256 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 417 BAY HARBOR CT, HUBERT, NC 28539-1304 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0057820728 |
|---|---|
| Date | Jun 24, 2022 |
| Book Page | 5782/728 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, NC 28546 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jun 7, 2023 |
| Property Address | 417 BAY HARBOR CT, HUBERT, NC 28539-1304 |
| Document Number | 0059770256 |
| Book / Page | 5977 / 256 |
| Map Reference | MB 81 PG 117 |
| Instrument Date | Jun 1, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $730.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 BAY HARBOR COURT, HUBERT, NC 28539-1304 |
| Document Number | 0005977261 |
|---|---|
| Date | Jun 7, 2023 |
| Instrument | 5977-261 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
The 2026 property tax bill for 417 Bay Harbor Ct was $2,051.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,051.00 | $385,676 Land $50,000 Building $335,676 | $385,676 Land $50,000 Building $335,676 |
| 2023 | $1,439.00 | $219,695 Land $50,000 Building $169,695 | $219,695 Land $50,000 Building $169,695 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 417 Bay Harbor Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 417 Bay Harbor Ct is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 87% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures