417 Alachua Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 417 Alachua Dr, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,571 sqft · built 1973
Lot Size	0.301 acres (13,090 sqft)
Owner	Individual Name on Record
Last Sale	$326,000 (Oct 2025)
Tax Bill	$3,025 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`26-28-34-659500-006851`

Property Details

APN / Parcel Number

Primary APN	`26-28-34-659500-006851`
Alternative APNs	`342826659500006851` `42826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,571 sqft Living Area
Gross Area	2,099 sqft
1st Floor Area	1,571 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	13,090 sqft (0.301 acres)
Lot Dimensions	162 ft deep x 80 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	528 sqft
Pool House	Pool House
Patio Area	426 sqft

Location & Zoning

Street Address	417 ALACHUA DR
City	WINTER HAVEN
State	FL
Zip	33884-1582
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ELOISE WOODS EAST LAKE MARIAM UNIT PB 19 PGS 32 32A IN S34/35 T28 R26 LOTS 685 NELY 30 FT & SWLY 50 FT OF 686 BEING LOT 42 OF UNREC VALENCIA WOOD PHASE 1
Legal Range	26E
Legal Township	28S
Legal Section	34
Legal Subdivision	ELOISE WOODS EAST LAKE MARIAM UNIT
Legal Phase	1
Legal Tract	659500
Legal Block	2
Legal Lot Number	685
Legal Unit	PB
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2042
Census Tract	13902

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	417 ALACHUA DR, WINTER HAVEN, FL 33884-1582
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Nov 3, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2025 · Amount on Record
Deed Sale	Oct 23, 2025 · Amount on Record
Prior Sale	Dec 19, 2024 · Amount on Record
Deed Document Number	2025251012
Deed Book / Page	13750 / 1559
Prior Transfer Date	May 16, 2005
Prior Transfer Doc	0000156339
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 23, 2025
Property Address	417 ALACHUA DR, WINTER HAVEN, FL 33884-1582
Document Number	0000251012
Book / Page	13750 / 1559
Map Reference	MB 19 PG 32&32A
Instrument Date	Oct 21, 2025
Instrument	2025251012
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	RIDGE SECURITY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,282.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2729 CRYSTAL BEACH RD, WINTER HAVEN, FL 33880-4913

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 ALACHUA DR, WINTER HAVEN, FL 33884-1582

Mortgage

Document Number	0137501561
Date	Oct 23, 2025
Instrument	13750/1561

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 3, 2017
Property Address	417 ALACHUA DR, WINTER HAVEN, FL 33884-1582
Document Number	0103041090
Book / Page	010304 / 001090
Instrument Date	Oct 30, 2017
Instrument	210901
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 ALACHUA DR WINTER HAVEN FL 338841582, WINTER HAVEN, FL 33884-1582

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,258 (-0.88%) Land $43,624 Building $182,634	$226,258 (-0.88%) Land $43,624 Building $182,634
2025	$3,025.00 (+185.65%)	$228,272 (+114.75%) Land $43,624 Building $184,648	$228,272 (-2.72%) Land $43,624 Building $184,648
2024	$1,059.00 (+17.93%) Homeowner's exemption	$106,296 (+3%)	$234,662 (+0.31%) Land $43,624 Building $191,038
2023	$898.00 (+1.13%) Homeowner's exemption	$103,200 (+3%)	$233,938 (+10.3%) Land $42,476 Building $191,462
2022	$888.00 Homeowner's exemption	$100,194	$212,101 Land $35,558 Building $176,543

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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