417 5th St, Colo, IA 50056 Property Records

Story County property record for 417 5th St, Colo, IA 50056

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 926 sqft · built 1946
Lot Size0.218 acres (9,480 sqft)
Owner2 Individual Names on File
Tax Bill$2,444 (2025)
Deeds & MortgagesJul 2026 Sale
Sep 2019 Refinance
Flood ZoneZone X (minimal risk)
APN12-08-256-270

Property Details

APN / Parcel Number

Primary APN12-08-256-270

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area926 sqft Living Area
1st Floor Area926 sqft
Basement Area926 sqft
Unfinished Basement926 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleA-Frame
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,480 sqft (0.218 acres)
Lot Dimensions158 ft deep x 60 ft wide
Garage TypeDetached
Garage Area960 sqft
Parking Spaces4 Parking Spaces
Deck AreaDeck Area
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address417 5TH ST
CityCOLO
StateIA
Zip50056-7748
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLAIR'S LOT 13 & N-S ALLEY BETWEEN LOTS 13 & 18 BLK 11
Legal Range21W
Legal Township83N
Legal Section08
Legal SubdivisionBLAIRS ADD (COLO)
Legal Block11
Legal Lot Number13,18
JurisdictionSTORY IA
Township / Civil DivisionNEW ALBANY
Census Block Group3
Census Block3024
Census Tract10200

Owner

417 5th St is owned and occupied by two individuals who acquired it in June 2026.

Source: Story County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address417 5TH ST, COLO, IA 50056-7748
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2026Affidavit, Transfer
Sep 11, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 30, 2026
Transfer Doc0000005816
Record UpdatedOct 29, 2026

July 2026: Affidavit, Transfer

Document TypeAffidavit
JurisdictionSTORY IA
Recording DateJul 1, 2026
Property Address417 5TH ST, COLO, IA 50056-7748
Document Number0000005816
Instrument DateJun 30, 2026
Instrument20265816
Transaction TypeTransfer
Record UpdatedAug 30, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 5TH ST, COLO, IA 50056-7748

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address417 5TH ST, COLO, IA 50056-7748
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201908410
DateSep 11, 2019
Instrument2019-08410
Lender
NameFIRST NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 417 5th St was $2,444 with a homeowner's exemption, up 15.2% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityColo City
CountyStory County
Unified School DistrictColo-NESCO Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,444.00 (+15.17%) Homeowner's exemption$155,600 Land $25,000 Building $130,600$155,600 Land $25,000 Building $130,600
2024$2,122.00
2023$127,200 Land $20,300 Building $106,900$144,400
2022$1,836.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 417 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 417 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLO WATER SUPPLY
serves 853 people · EPA ID IA8520061
Water SourcePurchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State InspectionApr 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Colo Telephone Company
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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