417 2nd St, Dunellen, NJ 08812 Property Records

Middlesex County and Dunellen Borough property record for 417 2nd St, Dunellen, NJ 08812

Property Summary

Property Type	Single Family Home
Details	1,762 sqft · built 1928
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$610,000 (Apr 2026)
Tax Bill	$13,134 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00026-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`03-00026-0000-00005`
Alternative APN	`030002600005`

Interior

Stories	2 Stories
Building Area	1,762 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Colonial
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Street Address	417 2ND ST
City	DUNELLEN
State	NJ
Zip	08812-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	50X150
Legal Subdivision	DUNELLEN SITUATED ON LINE
Legal Block	26
Legal Lot Number	5
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	DUNELLEN
Census Block Group	2
Census Block	2008
Census Tract	300

Owner

Source: Middlesex County and Dunellen Borough records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	417 2ND ST, DUNELLEN, NJ 08812-1117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Apr 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage KEYSTONE FUNDING INC
Aug 7, 2017	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2026 · Amount on Record
Deed Sale	Apr 21, 2026 · Amount on Record
Prior Sale	May 19, 2008 · Amount on Record
Deed Document Number	202625571
Deed Book / Page	20005 / 267
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 21, 2026
Property Address	417 2ND ST, DUNELLEN, NJ 08812-1117
Document Number	0000025571
Book / Page	20005 / 267
Instrument Date	Apr 13, 2026
Instrument	2026.25571
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	NORTHSTAR TITLE AGENCY, NORTH STAR TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61,610.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 2ND ST, DUNELLEN, NJ 08812-1117

Mortgage

Document Number	0000025572,
Date	Apr 21, 2026
Instrument	2026..25572

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	417 2ND ST, DUNELLEN, NJ 08812-1117
Transaction Type	Mortgage
Record Updated	Apr 28, 2022
Title Company	CAPITAL TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035844
Date	Apr 7, 2022
Book Page	18889/142
Instrument	2022035844

Lender

Name	KEYSTONE FUNDING INC
Type	Mortgage Company
Address	DOVER, DE 19901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2042

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	417 2ND ST, DUNELLEN, NJ 08812-1117
Document Number	0000018364
Book / Page	016873 / 000151
Instrument Date	Aug 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 31, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 2ND ST DUNELLEN NJ 088121117, DUNELLEN, NJ 08812-1117

Mortgage

Document Number	0000018364
Date	Aug 25, 2017
Book Page	016873/000151
Instrument	18364

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.39%

Tax Assessment & Valuation

Source: Middlesex County and Dunellen Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Dunellen Borough
Unified School District	Dunellen Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$590,200 (+10.01%) Land $106,800 Building $483,400	$590,200 (+10.01%) Land $106,800 Building $483,400
2025	$13,134.00 (+5.62%)	$536,500 (+35.27%) Land $106,800 Building $429,700	$536,500 (+35.27%) Land $106,800 Building $429,700
2024	$12,435.00 (+16.5%)
2023		$396,600 Land $106,800 Building $289,800	$396,600 Land $106,800 Building $289,800
2022	$10,674.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	18 (1982–2025)
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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