Benton County property record for 417 2nd Ave NE, Saint Cloud, MN 56304 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.244 acres (10,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Nov 2025) |
| Tax Bill | $2,680 (2026) |
| Deeds & Mortgages | May 2019 Mortgage Nov 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17.00734.00 |
| Primary APN | 17.00734.00 |
|---|
| Lot Area | 10,663 sqft (0.244 acres) |
|---|
| Street Address | 417 2ND AVE NE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-0303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-013 BLOCK-004 LOT 13 & LOT 14 LESS N 16 FT |
| Legal Range | 031 |
| Legal Township | 036 |
| Legal Section | 35 |
| Legal Subdivision | ST CLOUD PARK |
| Legal Block | 4 |
| Legal Lot Number | 13-14 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 21201 |
Source: Benton County records · APN 17.00734.00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 417 2ND AVE NE, SAINT CLOUD, MN 56304-0303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 01, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LIBERTY BANK MINNESOTA |
| Nov 13, 2025 | Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Jan 28, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 13, 2025 · Amount on Record |
| Deed Sale | Nov 13, 2025 · Amount on Record |
| Deed Document Number | 2025480445 |
| Prior Transfer Date | Jan 03, 2019 |
| Prior Transfer Doc | 433992 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 417 2ND AVE NE, SAINT CLOUD, MN 56304-0303 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2025 |
| Title Company | WHEATLAND TITLE, HEARTLAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000435424 |
|---|---|
| Date | May 01, 2019 |
| Instrument | 435424 |
| Name | LIBERTY BANK MINNESOTA |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, MN 56301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Nov 13, 2025 |
| Property Address | 417 2ND AVE NE, SAINT CLOUD, MN 56304-0303 |
| Document Number | 0000480445 |
| Instrument Date | Nov 10, 2025 |
| Instrument | 480445 |
| Transaction Type | Transfer |
| Record Updated | Dec 02, 2025 |
| Title Company | ALL AMERICAN TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 2ND AVE NE, SAINT CLOUD, MN 56304-0303 |
| Document Number | 0000480446 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 480446 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Number | 0000480447 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 480447 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85251 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Jan 28, 2019 |
| Property Address | 417 2ND AVE NE, SAINT CLOUD, MN 56304-0303 |
| Document Number | 433992 |
| Instrument Date | Jan 03, 2019 |
| Instrument | 433992 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 2ND AVE NE, SAINT CLOUD, MN 56304-0303 |
Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,680.00 (+14.53%) Homeowner's exemption | $215,100 (+8.47%) Land $30,000 Building $185,100 | $215,100 (+8.47%) Land $30,000 Building $185,100 |
| 2025 | $2,340.00 (+1.47%) Homeowner's exemption | $198,300 (+1.69%) Land $30,000 Building $168,300 | $198,300 (+1.69%) Land $30,000 Building $168,300 |
| 2023 | $2,306.00 | $195,000 Land $30,000 Building $165,000 | $195,000 Land $30,000 Building $165,000 |
Source: FEMA National Flood Hazard Layer, Benton County (27009C), updated July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 327 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: BIF IV Intrepid HoldCo, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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