Marion County property record for 417 1/2 W Hardin St, Centralia, IL 62801
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.064 acres (2,798 sqft) |
| Owner | Company Name on File |
| Last Sale | $45,000 (Mar 2023) |
| Tax Bill | $451 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Mar 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1420000497 |
| Primary APN | 1420000497 |
|---|
| Lot Area | 2,798 sqft (0.064 acres) |
|---|
| Street Address | 417 1/2 W HARDIN ST |
|---|---|
| City | CENTRALIA |
| State | IL |
| Zip | 62801-2078 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | O.T. C.C. PT E1/2 LOTS 11 & 12 BLK 21 |
| Legal Subdivision | VILLAGE OF CENTRAL CITY |
| Legal Block | 21 |
| Legal Lot Number | 11,12 |
| Jurisdiction | MARION IL |
| Township / Civil Division | CENTRALIA |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 952700 |
417 1/2 W Hardin St is owned by a company that bought it in March 2023.
Source: Marion County records, as of July 16, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 28509 POPLAR RD, CENTRALIA, IL 62801-8149 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 3, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS |
| Mar 27, 2023 | Warranty Deed, Transfer · Commercial Mortgage PEOPLES NATIONAL BANK |
| Aug 30, 2022 | Warranty Deed, Transfer · Commercial Mortgage FCB BANKS |
| Aug 26, 2020 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK NA |
| May 7, 2018 | Deed, Transfer QUAD CITY TITLE, QUAD COUNTY TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2023 · Amount on File |
| Deed Sale | Mar 27, 2023 · Amount on File |
| Prior Sale | Aug 26, 2020 · Amount on File |
| Deed Document Number | 20231147 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION IL |
| Property Address | 417 1/2 W HARDIN ST, CENTRALIA, IL 62801-2078 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2023 |
| Title Company | QUAD CITY TITLE, QUAD COUNTY TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2018R03328 |
|---|---|
| Date | Jul 3, 2018 |
| Instrument | 2018R03328 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 20, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARION IL |
| Recording Date | Mar 27, 2023 |
| Property Address | 417 1/2 W HARDIN ST, CENTRALIA, IL 62801-2078 |
| Document Number | 2023R01147 |
| Instrument Date | Mar 22, 2023 |
| Instrument | 2023R01147 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2023 |
| Title Company | DOMA TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $67.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8509 S POPLAR ST, CENTRALIA, IL 62801 |
| Document Number | 2023R01148 |
|---|---|
| Date | Mar 27, 2023 |
| Instrument | 2023R01148 |
| Name | PEOPLES NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARION IL |
| Recording Date | Aug 30, 2022 |
| Property Address | 417 1/2 W HARDIN ST, CENTRALIA, IL 62801-2078 |
| Document Number | 2022R04028 |
| Instrument Date | Aug 18, 2022 |
| Instrument | 2022R04028 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2023 |
| Title Company | OMA TITLE, DOMA TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $75.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 519 SABLE DR, CENTRALIA, IL 62801-4465 |
| Document Number | 2022R04029 |
|---|---|
| Date | Aug 30, 2022 |
| Instrument | 2022R04029 |
| Name | FCB BANKS |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARION IL |
| Recording Date | Aug 26, 2020 |
| Property Address | 417 1/2 W HARDIN ST, CENTRALIA, IL 62801-2078 |
| Document Number | 2020R03901 |
| Instrument Date | Aug 17, 2020 |
| Instrument | 2020R03901 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2023 |
| Title Company | QUAD CITY TITLE, QUAD COUNTY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $52.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3257 HURON LN, CENTRALIA, IL 62801-8744 |
| Document Number | 2020R03902 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 2020R03902 |
| Name | COMMUNITY TRUST BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MARION IL |
| Recording Date | May 7, 2018 |
| Property Address | 417 1/2 W HARDIN ST, CENTRALIA, IL 62801-2078 |
| Document Number | 2018R02414 |
| Instrument Date | May 1, 2018 |
| Instrument | 2018R02414 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2023 |
| Title Company | QUAD CITY TITLE, QUAD COUNTY TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $37.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 65 GREENWOOD LN, CENTRALIA, IL 62801-7356 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 417 1/2 W Hardin St was $451.
Source: Marion County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Marion County |
| County Subdivision | Centralia Township |
| Municipality | Central City Village |
| Elementary School District | Central City School District 133 (PK - 08) |
| Secondary School District | Centralia High School District 200 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $451.00 | $7,750 Land $630 Building $7,120 | $23,250 Land $1,890 Building $21,360 |
| 2022 | $450.00 | $5,870 Land $470 Building $5,400 | $17,610 Land $1,410 Building $16,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 417 1/2 W Hardin St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 417 1/2 W Hardin St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRALIA serves 12,182 people · EPA ID IL1214220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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