41685 Michelle Pl, Indio, CA 92203 Property Records

Riverside County property record for 41685 Michelle Pl, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,439 sqft · built 2004
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Jul 2022)
Tax Bill	$7,950 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Sep 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`692-210-047`

Property Details

APN / Parcel Number

Primary APN	`692-210-047`
Alternative APN	`679430047`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,439 sqft Living Area
Gross Area	3,298 sqft
1st Floor Area	2,439 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Roof Material	Tile
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	493 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	679430047
Street Address	41685 MICHELLE PL
City	INDIO
State	CA
Zip	92203-3158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.20 ACRES M/L IN LOT 46 MB 338/004 TR 30796
Legal Subdivision	TRACT NO. 30796
Legal Tract	30796
Legal Lot Number	46
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2001
Census Tract	45305

Owner

41685 Michelle Pl is owned by two individuals who bought it in July 2022.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	82683 CODY DR, INDIO, CA 92203-3157
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Grant Deed, Transfer · Conventional Mortgage FIRST WEST FINANCIAL CORPORATION
Sep 27, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Nov 12, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Aug 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022 · Amount on File
Deed Sale	Jul 8, 2022 · Amount on File
Prior Sale	Oct 21, 2004 · Amount on File
Deed Document Number	2022306625
Record Updated	Oct 29, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 8, 2022
Property Address	41685 MICHELLE PL, INDIO, CA 92203-3158
Document Number	0000306625
Map Reference	MB 338 PG 4-7
Instrument Date	Jun 21, 2022
Instrument	2022-0306625
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	82698 LAURA DR, INDIO, CA 92203-3159

Mortgage

Document Number	0000306626
Date	Jul 8, 2022
Instrument	2022-0306626

Lender

Name	FIRST WEST FINANCIAL CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	41685 MICHELLE PL, INDIO, CA 92203-3158
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000385783
Date	Sep 27, 2018
Instrument	2018-0385783

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	41685 MICHELLE PL, INDIO, CA 92203-3158
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000464898
Date	Nov 12, 2019
Instrument	2019-0464898

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	41685 MICHELLE PL, INDIO, CA 92203-3158
Document Number	0000353220
Instrument Date	Aug 28, 2018
Transaction Type	Mortgage
Record Updated	Sep 12, 2018
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41685 MICHELLE PL INDIO CA 922033158, INDIO, CA 92203-3158

Mortgage

Document Number	0000353220
Date	Sep 4, 2018
Instrument	353220

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 3, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 41685 Michelle Pl was $7,950.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$562,440 (+2%) Land $26,530 Building $535,910
2025	$7,950.00	$551,412 Land $26,010 Building $525,402
2023	$7,566.00 (+29.84%)	$530,000 Land $25,000 Building $505,000
2022	$5,827.00
2021			$465,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41685 Michelle Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 41685 Michelle Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, Verizon.

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