41685 Library Pl, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 41685 Library Pl, Leonardtown, MD 20650

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,012 sqft · built 2012
Lot Size	0.348 acres (15,145 sqft)
Owner	2 Individual Names on Record
Last Sale	$312,320 (Jun 2012)
Tax Bill	$4,141 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-017176`

Property Details

APN / Parcel Number

Primary APN	`03-017176`
Alternative APNs	`3017176` `017176`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,012 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,145 sqft (0.348 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	017176
Street Address	41685 LIBRARY PL
City	LEONARDTOWN
State	MD
Zip	20650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	LOT 500-1 PLAT 69/26 COURT HOUSE SQUARE
Legal Subdivision	COURT HOUSE SQUARE
Legal Lot Number	1
Jurisdiction	ST MARY'S MD
Township / Civil Division	3, LEONARDTOWN
Census Block Group	2
Census Block	2000
Census Tract	875400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Tudor Hall listed 1973 · 1 contributing resources · NRIS 73002172

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 252, LEONARDTOWN, MD 20650-0252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Sep 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2012 · Amount on Record
Deed Sale	Jun 22, 2012 · Amount on Record
Prior Sale	Jan 24, 2005 · Amount on Record
Deed Book / Page	3735 / 13
Last Transfer Date	Sep 9, 2021
Transfer Doc	0059150185
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	41685 LIBRARY PL, LEONARDTOWN, MD 20650
Transaction Type	Mortgage
Record Updated	Apr 2, 2024
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41685 LIBRARY PL, LEONARDTOWN, MD 20650

Mortgage

Document Number	0064800184
Date	Mar 15, 2024
Book Page	6480/184

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	151 Months
Due	Oct 1, 2036

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST MARY'S MD
Recording Date	Sep 16, 2021
Property Address	41685 LIBRARY PL, LEONARDTOWN, MD 20650
Document Number	0059150185
Book / Page	5915 / 185
Map Reference	LB 69 FO 26
Instrument Date	Sep 9, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	41685 LIBRARY PL, LEONARDTOWN, MD 20650

Mortgage

Document Number	0005915189
Date	Sep 16, 2021
Instrument	5915/189

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Municipality	Leonardtown Town
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,100 (+3.85%)	$414,700 (+11.54%) Land $104,000 Building $310,700
2025	$4,141.00 (+12.44%) Homeowner's exemption	$371,800 (+14.03%) Land $104,000 Building $267,800	$371,800 (-) Land $104,000 Building $267,800
2023	$3,683.00 Homeowner's exemption	$326,067	$371,800 Land $104,000 Building $267,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	10 (1998–2024)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LEONARDTOWN serves 5,000 people · EPA ID MD0180006
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Xfinity.

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